There are two options for quitting: temporary quitting and permanent quitting. In case of temporary withdrawal, the landlord must use the credit card for three months, and there is no overdue record during this period. The landlord can call the bank customer service to apply for temporary withdrawal, so the landlord should make a good record of the use. The temporary credit line is valid for up to three months, and the landlord's credit line will be restored to the original one after three months. If you want to apply for permanent withdrawal, you need to use a credit card for at least six months. At the same time, it is necessary to provide sufficient financial qualification certification materials to the bank so that the application can be successful. Therefore, it is very important to develop good repayment habits. The above is the information I have learned. I hope my answer can help the landlord!