If a credit card offers an interest-free installment offer, or a merchant offers an interest-free installment offer, then there is no need for interest when purchasing an Apple mobile phone in installments. Credit cards do not provide interest-free discounts, and loan products used for installments also charge normal installment fees, so Apple needs to pay a certain amount of interest in installments.

Whether the user’s installment requires interest will be displayed on the installment page. Users who do not accept installment interest can terminate the installment business. During the event period and promotion period, Apple installments may be interest-free.