to apply for a visa credit card, you usually need to pay a certain deposit (that is, deposit it in the card). Generally, it's around $5, and the specific amount varies from bank to bank, even from city branch of the same bank, so be sure to call your local bank to ask about the specific amount of deposit.

Now, the small series of Kameng.com takes ICBC's Peony visa credit card as an example to introduce the processing process:

The application conditions for Peony visa credit card are: anyone with full civil capacity; Individuals whose work units are located in the card issuing institutions and have stable income can apply for peony cards at any business outlets of the local Industrial and Commercial Bank of China. The applicant may apply for no more than 2 supplementary cards for his spouse or relatives with full capacity for civil conduct.

certification documents that the visa credit card applicant must provide:

1. Identity certificate (domestic resident ID card, household registration book, home visit certificate, military card, passport and other identity documents accepted by other banks)

2. Work certificate (usually the original work certificate stamped with the official seal of the personnel department of the unit)

3. Income certificate (usually the original work certificate stamped with the official seal of the financial department of the unit, If the salary is paid by the bank, you can directly provide the bank account number or provide a copy of the designated statement or passbook as required by the bank.)

Applicants can choose to provide proof of property, education, qualifications, etc. to improve the approval rate and credit limit. It is not necessary to provide all these documents, but the more they provide, the better they will improve the approval rate and credit limit. Including but not limited to: copy of self-owned car driving license, copy of car purchase contract and copy of bank loan contract; Copy of self-owned real estate license, copy of house purchase contract and copy of bank loan contract; Copies of academic qualifications and degree certificates; The more complete the professional title certificate, copy of professional and technical qualification certificate and other certificates you provide, the better it will be for you to issue cards.

specific steps to apply for a visa credit card: bring the above certificate to the bank counter to ask for an application form, and understand the application conditions of a visa credit card-fill in the application form, prepare supporting materials-submit the application form and application materials-pass the examination and approval-receive the credit card-open it-use it.