VISA dual currency card refers to the cooperation between VISA and China UnionPay to launch a bank card with RMB and US dollar settlement functions, so many friends want to apply. So, what are the application conditions for visa dual-currency credit card? Let’s learn more below!
What are the application conditions for visa dual-currency credit card?
1. The applicant must be 22 years old to 60 years old, with full capacity for civil conduct.
2. The applicant has a stable job and income, and the ability to repay the loan.
3. The applicant’s credit report is good and there are no bad records such as overdue applications.
4. Other application conditions stipulated by major banks.
Reveal the visa dual-currency credit card application process?
1. Prepare materials: Prepare application materials according to the requirements of the bank chosen by the user. Generally speaking, users may need to provide identification documents (such as ID cards/passports)/proof of income (salary slips/tax slips, etc.) and other related documents;
2. Apply online or go to a bank branch: According to the requirements of the bank selected by the user, the credit card application form can be filled out online on the bank's website and the application submitted. Users can also go to the selected bank branch, consult at the counter and submit the application;
3. Waiting for review: The bank will review the application after receiving it. The user needs to wait for the bank to process the user's application and conduct a credit assessment;
4. Signing the contract and receiving the card: If the user's application is approved, the bank will contact the user to ask the user to sign the relevant agreement and collect the user's Visa Dual Currency Credit Card.