Just bring the relevant materials to any major bank branch for processing.

Citizens with full capacity for civil conduct (citizens over 18 years old in mainland China) and with certain direct financial resources can apply for a credit card from the card issuing bank. Sometimes, legal persons can also be applicants.

The application method is generally by filling in a credit card application form. The content of the application form generally includes the name of the applicant, basic information, economic status or source of income, guarantor and his/her basic information, etc. And submit certain copies of documents and certificates to the card issuing bank. After the customer fills in the application form truthfully according to the content, the customer must also submit the relevant credit certificate while submitting the completed application form.

The application form is accompanied by a credit card use contract. The applicant authorizes the card issuer or relevant departments to investigate its relevant information, and submits a statement of the authenticity of the information, the card issuer's privacy protection policy, etc., and must have an application. A person's autograph.

Extended information

Requirements for applying for a credit card:

1. The applicant for the main card must be between 18 and 60 years old (overseas residents are between 25 and 60 years old).

2. Applicants need to have good personal credit conditions and no bad credit record.

3. Applicants must have a stable job and legal income, and have a certain ability to repay.

Materials required:

1. ID card: A copy of the front and back of the ID card is required (if it is a temporary ID card, a second-generation temporary identity valid for more than 3 months is required Certificate and household registration book); military personnel must provide a copy of military ID; foreigners can use passport and residence permit or employment permit; Taiwanese can use Taiwan Compatriot Permit and Employment Permit; Hong Kong and Macao people can use Home Return Permit and Employment Permit/Residence. certificate.

2. Work certificate: It can be the original work certificate issued by the unit where you work (indicate the specific company name, department, position and income status, and stamp the company seal or personnel seal), or it can be obtained by the promoter A certified copy of the original and marked work permit/tag.

3. Proof of financial resources: It can be salary records issued by banks, or income tax withholding certificates, or copies of real estate certificates/car driving licenses/bank time deposit certificates, etc.; for example, social insurance for the past 6 months Personal account list, water and gas bills, credit card bills from other banks, etc.

Bank of China Credit Card Opening Guide:

1. The card must be activated before normal use. Please wait until you receive the Bank of China credit card letter (hereinafter referred to as the "card letter") Afterwards, whether it is the main card or the supplementary card, the card must be activated according to the information prompts in the card letter.

2. If you are applying for a Bank of China credit card for the first time, please use the mobile phone number reserved on the credit card to call the customer service hotline 40066-95566 (for platinum card customers, call 40066-95569), and set a 6-digit telephone inquiry password for login. Customer service hotline voice system and other services.

Bank of China-Credit Card Opening Guide

Baidu Encyclopedia-Credit Card