There will be a follow-up phone call for credit card review, but not necessarily, so if there is no follow-up call, it will not necessarily result in failure.

If it is a China Merchants Bank credit card, after the credit card center receives the application information, it usually takes 10 working days for review. After the card is approved and sent out, the customer will be reminded by text message. Generally, you can receive the card within 15 days of receiving the card notification text message. Click here/Common/Common.aspx?pageid=schedule to check the card application progress and delivery progress. Credit cards are sent by registered mail. If you need express delivery, please call the credit card service hotline, press 3#, enter "Apply for Credit Card", and then press 1 to transfer to manual application. Express fee is 20 yuan.