The steps to apply for deferred repayment of this card are as follows:

1. Contact the bank proactively by phone, text message, etc. to apply for deferred repayment.

2. Fill out the extension application form. The bank will provide the cardholder with an extension application form after deferred repayment.

3. Submit the application form. After filling out the application form, you need to submit the form to the bank and wait for the bank's review. Normally, the bank will respond within 1-3 working days.