If the credit card has applied for installment repayment, even if there is no new consumption, a fixed part of repayment is required every month.

different types of credit cards have different standards for collecting annual fees. For example, Ping An owners' credit cards, insurance gold cards, etc., will generate the annual fee for the first year upon activation, and the annual fee will not be reduced, and the annual fee will be reduced if the consumption reaches 3, in that year; There is no consumption restriction on your card, and the annual fee is free for life; Standard cards, Iqiyi gold cards, etc. spend 6 times a year to reduce the annual fee for the following year, and the transaction amount is unlimited.

Ping An's detailed annual fee rules can be inquired through Ping An Credit Card official website, official website link: Ping An Credit Card Annual Fee Rules link.