Mainland consumers directly swipe UnionPay cards in Hong Kong, and China UnionPay will directly deduct the corresponding RMB amount from the account according to the quotation of Hong Kong dollars against RMB on that day. There is no handling fee in the whole process, which is an economical and practical payment method.

When a cardholder withdraws money from an overseas ATM, he uses UnionPay card with single ID card to withdraw money from UnionPay network, which not only saves about 1%~2% of the withdrawal amount, but also pays the card issuer a withdrawal fee that is usually lower than that of other networks with double ID cards.

When cardholders use UnionPay cards with a single logo in consumption abroad, they can enjoy the tax refund service in more than 250,000 shops around the world with the logo of "TAXFREESHOPPING", and the tax refund procedure is simple and convenient.

Moreover, at present, the acceptance coverage of UnionPay cards in Hong Kong has exceeded 90%. In Hong Kong, there are more than 30,000 POS machines with the logo of UnionPay cards and nearly 2,500 ATMs that can accept UnionPay cards, basically covering major tourist areas and shopping places in Hong Kong.

Therefore, having a UnionPay card is the first choice for traveling to Hong Kong. At the same time, it should be noted that mainland consumers should be cautious when spending their cards in Hong Kong. Once the rights and interests are infringed, you can directly complain to the Hong Kong Consumer Council.