It will expire. Credit cards have expiration dates.
Take Shanghai Pudong Development Credit Card as an example:
The expiration date of the validity period will be marked on the front of the card. Different banks have different validity periods. The bank shall prevail.
Extended information:
Commonly used terms for credit cards:
1. Credit limit:
It is given to you after approval by the center With a quota, you can make purchases and withdraw cash within the quota amount. This credit limit is shared in US dollars and RMB*, and is shared exclusively with principal and supplementary cards.
2. Cash withdrawal limit:
This is the maximum amount of cash that the center has approved for you to withdraw through this card. The cash withdrawal limit is included in the credit limit.
3. Available limit:
It is the credit limit in your card that has not been used. After each consumption or cash withdrawal, the available limit will be reduced accordingly, but after each repayment, your available limit will be restored accordingly. You can check your exact available quota through the 24-hour customer service hotline, or you can use the following formula to calculate the available quota for your reference.
4. Interest-free period:
Available credit limit = credit limit approved by the center - outstanding balance on bills that have not yet been paid - transaction amount that has not been recorded but has occurred - other related interest ,cost.
Reference materials:
Pudong Development Credit Card Center-Special Noun
Pudong Development Credit Card Center-Credit Card Illustration