Credit card settlement certificate is also easier to handle. You can call customer service or go directly to the counter:
1. Call the customer service of the issuing bank, transfer to manual customer service, and explain the purpose of the credit card debt settlement certificate to the customer service. When the customer service finds that your situation meets the conditions for issuing, it will issue a settlement certificate for you, and then send the certificate to your receiving address by express delivery;
2. Go directly to the outlet counter, remember to bring your valid ID and credit card, and you can do it at any outlet of the issuing bank, and then ask the teller to help you. If you have more than one credit card, you must go from one bank to another.
However, it should be reminded that after the new credit report is launched, the monthly repayment amount will increase. Banks can see the cardholder's monthly consumption and repayment from the credit report, and the cardholder's economic ability and repayment will be clear at a glance, so just print out the credit report and send it to the bank, without the bank running to print the settlement voucher.
However, it should be noted that at the time of processing, the bank may require you to pay off all the debts in the credit card first, even if it is paid off in installments, you can also apply for a credit card settlement voucher first.
How to open a credit card settlement voucher?
To issue a credit card settlement certificate, you need to contact the issuing bank. The conditions for issuing an L/C are that the cardholder's credit is good, there is no malicious overdue behavior, and the credit card debt has been settled. If there has been malicious overdue behavior, it may be rejected by the bank and no settlement voucher will be issued. Credit card settlement vouchers are mainly issued by customer service telephone and branch counter.
1, customer service telephone handling: the cardholder dials the customer service telephone number of the issuing bank, and transfers to manual customer service according to the voice prompt to explain the purpose of the credit card loan to the customer service staff. After the customer service verifies that the personal situation meets the conditions for issuing, it will issue you a settlement certificate, and then send the certificate to your receiving address by express delivery.
2. Counter handling at outlets: the cardholder carries his valid ID card and credit card to any outlet of the issuing bank for handling. At the counter, he said that he wanted to open a credit card settlement certificate, provide ID cards and credit cards according to the requirements of the staff, and answer various questions of the staff. After the staff verifies their identity, they can print the credit card settlement voucher.
How to type the credit card settlement voucher?
Users who want to make credit card settlement vouchers can call the bank's customer service hotline and ask the bank staff to help issue them, or they can go directly to the offline outlets under the guidance of the staff. However, it should be noted that printing settlement vouchers must meet certain conditions: the user's credit is good, there are no malicious overdue behaviors for many times, and the arrears have indeed been settled.
Customers can print by themselves through personal mobile banking.
Take China Construction Bank as an example:
1, taking Huawei mobile phone p 10plus as an example, AndroidTM7.0 operating system.
2. Click on the card service-settlement voucher.
3. Then click Prove Application.
4. Choose the corresponding credit card to fill in my email. After success, the query results will be sent to the customer's mailbox within 24 hours. Customers can check the decompression password in the "Application Record Query" and use the password to enter the e-mail to view the attachment and print it. If you can't find the relevant menu of "Account Settlement Certificate" in mobile banking, you can log in to the mobile phone "App Store" to update the mobile banking of China Construction Bank to the latest version.
In fact, after the loan is paid off, it is necessary to issue a settlement certificate, because this is the proof that you have paid off all your debts, so you can try your best to open it.
We may use credit cards often, so we have many credit cards, but we will still use them. Some people have a good record of using bank cards, but some people use credit cards casually, and sometimes there will be some overdue phenomena, so in order to make their credit better, we should use credit cards reasonably. When they use credit cards, they should remember to pay back the money. If you are afraid of forgetting the repayment date, you can also record the repayment date in your notebook. By reading the notebook or calendar, you can clearly know your repayment date, as well as your repayment amount and repayment interest.
When we pay off the credit card in time, we can go to the bank to print the settlement voucher of our bank card. Normally, we don't need this certificate, but sometimes it will be used in some places.
What about the credit card settlement voucher?
"1, find a credit card account opening business outlet to issue a paper certificate: under normal circumstances, credit cards will have a floor-standing business outlet, that is, there will be an" account opening bank ",and customers can apply for a credit card settlement certificate as long as they find a bank business outlet; 2. Call the customer service hotline to set up the electronic proof: Many banks have cancelled the paper version of the credit card bill and changed it to the electronic version. You can call the credit card customer service hotline to apply for an electronic credit card bill, saving time and effort and improving work efficiency. "
So much for the introduction of how to open credit card payment vouchers.