proposing and operating a global or regional unified payment card information exchange network,

taking charge of information conversion and capital settlement of payment cards and transactions,

managing and managing their own logos and brands,

formulating and implementing payment card interbank transaction business norms and technical standards,

Common card organizations are:

VISA (visa); American Express (American express); JCB(Japan Credit Bureau), Diners Club (Diners Club).

there are also some regional credit card organizations in various regions, such as EUROPAY in Europe and union pay in China.

question 2: which credit card companies are listed in China? I don't understand 5 points. What is the credit card company you are talking about? UnionPay is the only credit card organization in China, and other VISA MASTERCARD Express companies come to JCB from abroad. Hairstyle credit cards can only be issued by these organizations through banks. What companies are there?

question 3: which credit cards are available in China and which financial institutions issue them respectively? Credit card refers to an electronic payment card issued by commercial banks or other financial institutions with all or some functions such as consumption, loan, transfer settlement, cash deposit and withdrawal.

There are many kinds of credit cards, and each card-issuing bank or financial institution has a different name. Different names have similar functions.

as long as all banks have the function of issuing credit cards, I won't list them one by one.

question 4: what are the types of international credit cards? Visa, mastercard, American Express and Japan JCB are all international credit card organizations.

At present, dual-currency credit cards issued by banks in China usually bear the logos of the above organizations,

that is to say, they can be used internationally.

it can also be called an international credit card.

If you want to apply for a pure foreign currency card, such as a US dollar card or an English ingot card.

You can go to the Bank of China.

They can apply for a pure foreign currency credit card.

I hope I can help you.

question 5: what banks are there in China? 3 policy banks (China Development Bank, Agricultural Development Bank and Export-Import Bank), 5 state-owned commercial banks (China, Agriculture, Industry, Construction and Communications), 12 joint-stock commercial banks (CITIC, Huaxia, China Merchants, China Everbright, Minsheng, Pudong Development, Shenzhen Development, Bohai, Guangfa, Xingye, Zheshang and China Postal Savings Bank), and 11 city commercial banks.

There are also foreign banks such as Standard Chartered, East Asia, HSBC, Hang Seng, Mizuho, Mitsubishi UFJ, Singapore DBS Bank, Citigroup and ABN Amro.

question 6: which credit card brand is the best? Same, just different organizations. It's all the same VISA is more in the United States, MASTER is more in Europe, and it is almost the same in China, and there is a Japanese JCB. American Express is almost poor, not in business, but in popularity, in China. The following is a copy. There are five major credit card brands in the world, besides visa and master, DinersClub, JCB (Japanese Credit Bureau) and American Express

(1) Visa

Visa is one of the most famous payment brands in the world. Visa is working hand in hand with visa merchants, ATMs and member financial institutions all over the world to make this dream come true. Visa global electronic payment network-－VisaNet－-is the most extensive, powerful and advanced consumer payment processing system in the world, and keeps fulfilling the promise of making your Visa cartoon line global. At present, more than 2 million merchants worldwide accept Visa cards, and there are more than 84, ATMs all over the world. Therefore, Visa's global network allows you to use your Visa card conveniently no matter where you are.

Visa international organization itself does not issue cards directly. In the Asia-Pacific region, Visa International has more than 7 member financial institutions issuing various Visa payment instruments, including credit cards, debit cards, corporate cards, business cards and purchasing cards. These products can make you feel safe, convenient and reliable when you consume.

Visa established representative offices in Beijing and Shanghai in 1993 and 1996 respectively. Visa has 17 Chinese-funded member financial institutions and 5 foreign-funded member banks in China, including UnionPay. By the end of March, 25, Visa had issued about 5.4 million Visa cards in Chinese mainland and 17, ATMs, and the transaction volume of Visa in Chinese mainland reached US$ 3.2 billion.

(2) MasterCard

MasterCard International established an internationally accepted credit card system from the late 195s to the early 196s, which immediately became popular in the world. In 1966, an organization called Interbank CandAssociation was formed. In 1969, the Bank Card Association purchased the patent right of MasterCharge, and unified the name and design of credit cards of various card issuers. In the following ten years, the original name of MasterCharge was renamed MasterCard. Mastercard international is a non-profit association that includes financial institutions all over the world. Its members include commercial banks, savings and loan associations and credit cooperatives. Its basic goal remains unchanged: to communicate the information exchange of bank cards between domestic and foreign members, and to facilitate issuers, regardless of their size, to enter the bank card and traveler's checks market and seek development.

MasterCard has become a household name all over the world. However, it was only a domestic card in the United States 3 years ago. Its fame lies in that mastercard international has been providing cardholders with the latest and most complete payment services in the belief of serving cardholders, which has been recognized by cardholders all over the world.

VISA and MASTERCARD are the two major credit card organizations in the world. There is no such thing as who is good or who is bad. It depends on your personal preference. Generally speaking, visa is used more in the United States, and master is used more in Europe.

Question 7: What organization is China UnionPay? China UnionPay is the only inter-bank transaction settlement organization of bank cards in China. It is a non-state-owned enterprise, and more than 8 shareholders are domestic banks and other financial institutions.

unionpay is the son of the people's bank of China, or the people's bank of China listens to politics behind the curtain. Recently, however, the People's Bank of China has also separated the bank card organization from the bank card transaction settlement organization. I wonder if the position of this only clearing organization will last long.

unionpay exists to meet the urgent needs of the masses to use bank cards, promote the development of bank card payment industry, and provide relevant technical and business norms for bank card interbank transaction settlement.

service participants, such as financial institutions, non-financial institutions and merchants, also cooperate with the People's Bank of China in supervision, but have no law enforcement power.

question 8: what kinds of dual-currency credit cards are available in China depends on which bank you run.

then go to the official website of their bank and find the credit card column. Search on that can find out which credit cards in the bank belong to dual-currency cards.

if you ask the average person, it is estimated that not many people can remember how many kinds of dual-currency credit cards there are.

Question 9: What are the credit cards that can be used in foreign countries? (1) International cards refer to credit cards issued by card issuers under the brand of international credit card organizations, and institutions and outlets that can accept this brand of credit cards all over the world can be unimpeded. No matter which country the international card issuer is, the settlement currency of the credit card must be a freely convertible currency. An international credit card must meet two conditions: the brand of the international credit card organization and the settlement currency are freely convertible currencies. At present, China does not issue international cards in the traditional sense, but issues dual-currency cards-international card organizations (mainly Visa and Master) are marked on the card face-generally RMB-USD. (2) Local Card A regional card is a credit card issued by a regional credit card organization or a country or region, and can only be used in a certain region, country or region. For example, credit cards issued by Chinese banks that have not joined the international card organization.

3. According to the number of currencies of credit card accounts, it can be divided into single-currency credit cards and dual-currency credit cards: (1) Single-currency credit cards are credit cards with only a single settlement currency. At present, credit cards without the logo of the international card organization in China belong to this type. (2) dual-currency credit card (Dual-Currency

Card) A dual-currency credit card is a credit card issued to meet the needs of economic and financial development and increasingly frequent international settlement in many developing countries whose legal tender is not freely convertible. This kind of credit card * * * combines the functional characteristics of foreign currency card and local currency card, and coexists two settlement currency accounts of domestic currency and another freely convertible currency in one credit card. When it is used in China, it will be handled and settled in local currency account, and when it is used abroad, it will be handled and settled in foreign currency account, so as to finally realize the ultimate goal of one card passing through the world. At present, all the international cards issued in China belong to this type, mainly RMB-USD dual-currency cards, and some banks have also introduced RMB-Euro dual-currency cards.

question 1: which bank in China has discover's credit card? discover has set up a subsidiary in China, but has not issued a credit card in China at present. Discover cash back card is the best credit card I have ever used, commonly known as online shopping card, because there are really many discounts, and the cooperative merchants are all over North America. Yes, American Express is available in China. Discover brushes with UnionPay in China.