Hello, China Merchants Bank’s handling fee for the 12th period is 7.2%, that is, 7000x7.2%=504 yuan. China Merchants Bank's installment payment does not calculate interest, you only need to pay the handling fee, and you need to repay 7,504 yuan.

1. There are more and more banks now, not just the four major banks, and people have more and more choices. However, each bank has its own unique advantages, which is why more and more people are attracted to apply for it. The application threshold for China Merchants Bank's credit card is very low and it is easy to get stuck. The most important thing is that the points are invalid and are permanently valid. At the same time, the online banking function is so complete in many banks, and it can also support Alipay. The discounts are also huge. There are always various activities, especially in terms of group buying of goods. Credit card withdrawals are faster. For those who frequently use credit cards, it is beneficial to choose China Merchants Bank.

2. The application method for card installment payment of China Merchants Bank Credit Card is as follows: Mobile Life Application: Log in to China Merchants Bank Mobile Life → Select installment financing → Select bill installment → Select installment bill → Select installment amount/number of installments → Submit order → Display the processing results, apply for mobile banking: Log in to the CMB client → Select installment financing → Select the bill installment issued/unissued → Select installment application → Select the installment amount/number of installments → Submit the order → Display the processing results Online banking application: Log in to CMB online banking → Select installment financing→select the bill to be paid in installments/unpaid→select installment application→select the installment amount/number of installments→submit the order→display the processing results.

3. Another way is to call customer service to apply: dial the 24-hour customer service hotline: 40082-05555, press 7-press 0-press 8, transfer the order to installment line → follow the prompts to enter/inform the installment amount and number → Customer service voice prompts application results CMB credit card bill installment application time: If there is no bill transaction, the applicant should apply for bill installment between the transaction day and 19:30 on the same day. For transactions that have been invoiced, applicants can apply for installment payment between the day after the invoice is issued and the due date of repayment. Li Yao pays attention to customers whose accounts are set for automatic repayment. The application deadline is 17:00 on the due date of repayment.

4. China Merchants Bank credit card bill installment application amount: As long as the credit limit on the card is higher than the consumption limit, the cardholder can apply for credit card bill installment from the issuing bank. For RMB bill installments, the applicant’s minimum monthly installment amount is not less than 300 yuan; if applying for U.S. dollar bill installments, the minimum monthly installment amount is not less than $100; CMB credit card bill installment processing rate: Number of stages: 3, 6, 10, 12, 18, 24 and 36, processing rate: 0.90%, 0.75%, 0.70%, 0.66%, 0.68%, 0.68%, 0.68%

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