Top Ten Conscientious Loan Platforms, Top Ten Lending Platforms with the Best Reputation
Everyone has times when they are in urgent need of money, so many people will borrow some money from some lending platforms. Come and use it urgently. Some lending platforms are not formal and will compound interest. They take advantage of the loopholes in the previous agreement to increase the interest in the future. Last time I brought you what are the formal loan platforms for online loans. What we bring to you this time are the top ten lending platforms with the best reputation, let’s take a look~
The top ten lending platforms with the best reputation 1.360 IOU
360 IOU It is a loan product launched by 360 Financial Company. The characteristic of 360 IOU is that the borrowing speed is very fast, and you can download an APP directly on your mobile phone and register the information directly on your mobile phone to automatically detect your credit limit and provide you with Approval of loans.
2. Ping An Orange Flower
Ping An Orange Flower is a mobile lending product launched by Ping An Consumer Finance Co., Ltd. The company has been approved by the China Banking and Insurance Regulatory Commission , so in terms of safety and reliability, Ping An Orange Blossom loan products are safer.
3. Baixin Bank
Baixin Bank is a mobile lending product launched by CITIC Baixin Bank Co., Ltd. The company is the first in my country to obtain the It is a direct-selling bank in the form of an independent legal person, jointly created by China CITIC Bank and Baidu, and is very professional.
4. Tiqianhua
Tiqianhua is a very convenient and easy-to-use mobile phone loan product. The people facing this loan product are adults with economic and social ability. For Students who are not yet independent financially are not open to it, which to a large extent alleviates the financial pressure of many people.
5. Wan e-dai
Wan e-dai is a mobile phone loan product launched by Wanda HP. This loan product was launched in 2017, although it was not a long time ago. But the technology is already very mature. As long as you register your information, you can get a loan with Sesame Credit and personal credit.
6. Gome Easy Card
Gome Easy Card is a financial loan receipt launched by Gome Holdings. Because it is backed by Gome Holdings, this lending platform is relatively He is professional, has a very good reputation in lending products, and has made great achievements in wealth management.
7. Ruizhidai
Ruizhidai is a loan product under Suning. Everyone should be familiar with Suning.com. Many people have bought electrical appliances or other products on Suning.com. It is an electronic product, and this loan product is mainly aimed at consumers, providing consumers with a loan method for shopping and consumption.
8. China Merchants Union Haoqi Loan
Zhaolian Haoqi Loan is a mobile Internet lending product of China Merchants United Finance. It was approved by the professional China Banking Regulatory Commission. Two large companies, China Merchants Bank and China Unicom jointly launched a financial product, and its professionalism and safety are evident.
9. CCB Kuai e-Loan
CCB Kuai e-Loan is a convenient and hassle-free mobile Internet lending product. This product is a loan product under China Construction Bank. According to personal The credit rating will approve the limit for you. The highest limit is 300,000 yuan. If you need money urgently, you can go here for a loan.
10. Weilidai
Weilidai is my country's first Internet bank WeBank. It is a mobile Internet lending product specifically for WeChat and QQ users. You only need to Find the relevant page in QQ or WeChat on your mobile phone, and you can get a loan for yourself as long as you have two credit points.
Which loan company is better?
Which loan company is better: The latest ranking of the top ten loan companies in China is: Immediate Finance, Bank of China Consumer Finance, Yirendai, Home Credit, JD Finance, Suning Finance, Qudian, Weixin Finance, Xiao Ying Technology and Paipaidai. Their detailed introduction is as follows:
1. MaMa Finance
MaMa Finance is one of the first loan companies in my country to have a consumer finance license, and its business has spread throughout China.
Immediate Finance can provide you with credit loans of no more than 200,000 yuan, with a term of up to 24 months.
2. BOC Consumer Finance
BOC Consumer Finance ranks second among the latest top ten loan companies in China and was established by Bank of China. BOC Consumer Finance can provide you with a variety of loan products, ranging from 20,000 to 200,000 yuan.
3. Yirendai
Yirendai is a loan company successfully listed in the United States. It can provide you with loans of no more than 200,000 yuan, and the monthly interest rate can be as low as 0.78. Quickly Funds will arrive in your account within 30 minutes.
4. Home Credit
Home Credit is a loan company from abroad and also has a consumer finance license. Home Credit can provide you with loans of 2,000-50,000 yuan, with a term of 6-48 periods.
5. JD Finance
JD Finance currently ranks 5th in the latest ranking of China's top ten loan companies. JD Finance’s gold bars can provide you with loans of no more than 200,000 yuan, with interest calculated on a daily basis and repayable at any time.
6. Suning Financial
Suning Financial is also among the top ten loan companies in China. It can provide everyone with loans of no more than 200,000 yuan. Citizens aged 18 to 55 years old Can apply.
7. Qudian
Qudian ranks 7th in the latest ranking of China’s top ten loan companies. Qudian can help you purchase goods in installments and also help you withdraw cash.
8. Weixin Jinke
Weixin Jinke is a loan company listed in Hong Kong. Its Weixin Card Loans and Star Money Bags can provide everyone with loans of no more than 50,000 yuan. loan.
9. Xiaoying Technology
Xiaoying Technology ranks 9th in the latest ranking of China’s top ten loan companies. Xiaoying Kadai, a subsidiary of Xiaoying Technology, can provide you with loans of up to 150,000 yuan. You can apply if you have basic information such as a credit card.
10. Paipaidai
At the bottom of the latest ranking of the top ten loan companies in China is the loan company Paipaidai. Paipaidai can provide you with loans of no more than 200,000 yuan and supports 724-hour application.
Which platform is better for personal loans?
Top ten loan platforms, which are the best loan platforms:
1. Alipay-Ant Jiebei
Ant Jiebei is a subsidiary of Alibaba Loan products for personal consumption. You can borrow money with a bail bond and pay it back at any time. There is no penalty for early repayment. It’s easy to use and the money is released quickly. Go to Alipay in one second, and the daily interest rate is between 1.5 and 6.5 per ten thousand. The initial interest rate is high, so the more you use it, the repayments are timely, and there is no overdue record, the interest rate will gradually decrease. As long as the sesame score is above 600, Alipay is widely used.
2. WeChat-Microcredit
WeChat is a loan product of WeBank. It is very convenient to apply on WeChat. After entering WeChat, click "My" - "Pay" to see the entrance to the micro-loan. Micro-credit will grant a certain credit limit based on the user's comprehensive qualifications and pay interest on a daily basis. You can also use the average capital repayment method and repay from your bank card every month.
3. Baidu - Money to Spend
Qian is a personal consumer loan product of Du Xiaoman (formerly Baidu Finance). You can apply online without any mortgage, the approval can be completed in 30 seconds, and the loan can be issued in 3 minutes. You can repay in advance after borrowing, with a maximum amount of 200,000 and a minimum daily interest rate of 0.02.
4. Suning-Wishui Loan
The interest-free period for new users of Wishong is not short. The longest interest-free period is 30 days, and the lowest daily interest rate is 0.02. The loan can be repaid in advance, up to a maximum of 300,000. Online applications will be automatically reviewed and approved by the system, and your account will be credited in up to 3 minutes. There is no charge for unused quantities.
The above content is for reference only and does not contain any loan advice. Online loans are risky, so choose carefully!
Which loan platform is better?
The following platforms are available for reference:
1. Zhaolian Youdai: Zhaolian Youdai is also a large loan platform for credit reporting. We can provide you with loans up to 200,000 yuan. The daily interest rate for the loan is 0.03. The application threshold is low.
It can provide loans to people aged 23 to 60 years.
Salford: It is a formal loan company listed in the United States, with a limit of less than 6,000 yuan. It mainly provides consumer loans and life loans.
2. Baidu Qianhua Exclusive Loan: Baidu Qianhua Exclusive Loan is a very popular product that can provide you with large loans, with a loan limit of 300,000, free of charge, and the lowest interest. It can be approved quickly.
3. Sina Youdai: The maximum loan amount on Sina’s regular loan platform is 200,000, and the lowest daily interest rate is 0.03.
4. Through borrowing: The formal lending platform provided by Alipay must be over 18 years old, and the maximum limit is 300,000. The daily interest rate is between 0.015-0.06.
5. Zhongyuan Consumer Finance Cash Withdrawal: Zhongyuan Consumer Finance Cash Withdrawal is a large loan platform for credit reporting. It is owned by a licensed consumer finance company. The maximum loan amount can reach 200,000 yuan, the daily loan interest rate can be as low as 0.03, and the funds can be received as quickly as 5 minutes.
6. HiPay: HiPay is also one of the large loan platforms for credit reporting. Belongs to Haier Consumer Finance. The maximum loan amount is 200,000 yuan. The minimum credit limit for borrowers with good credit is 10,000 yuan, which can basically meet daily loan needs.
1. A loan is a credit activity in which a bank or other financial institution lends monetary funds at a certain interest rate and must be repaid. Loans in a broad sense refer to borrowing funds such as loans, interest discounts, and overdrafts. Through lending and monetary funds, banks can meet society's demand for supplementary funds, expand reproduction, and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.
2. The "three principles" refer to safety, liquidity and efficiency, and are the fundamental principles for commercial bank loan operations. Article 4 of the "Commercial Bank Law of the People's Republic of China" stipulates: "Commercial banks take safety, liquidity and efficiency as their operating principles, implement independent operations, bear their own risks, be responsible for their profits and losses, and are self-disciplined."