There will be certain differences in the credit card limit of different banks. For most applicants, of course they want to apply for a credit card with a high credit limit. So what are the credit cards with a high credit limit?
Credit cards with high credit limits
1. China Merchants Bank
The probability of China Merchants Bank issuing large-amount credit cards is relatively high, generally reaching about 76% , even if it is your first time to apply for a credit card, as long as you fill in the information roughly and master some application skills, the limit will basically be between 5K-1W.
2. Shanghai Pudong Development Bank
Generally, as long as the information is complete and the credit report is good, the probability of purchasing a large-value card is 71%. If there are other bank credit cards as endorsement, and the credit report is good If so, the amount applied for a regular card will generally be more than 10,000.
3. Guangfa Bank
The initial limit of Guangfa Bank is relatively high, and the probability of being approved for large-value cards is between 60% and 70%, among which platinum cards are relatively more expensive. It is easy to get approved. If you have a real estate certificate and there are no big problems with your personal credit report, you can get a credit limit of 5-10W.
4. Bank of Communications
This bank’s card application threshold can be said to be very low, and the probability of applying for a large amount of cards is also relatively high, reaching 74%.
5. China Everbright Bank
The probability of Everbright Bank’s large-denomination card is quite satisfactory, but it is easier to increase the limit, and the temporary limit is relatively generous.
Apply for a credit card that suits you, with low threshold, high efficiency, high limit, and high approval rate. Credit card entrance of major banks: Everbright Bank Credit Card. Free card application. Quickly apply for the CITIC Bank Credit Card. 9 points can be redeemed for Starbucks, Haagen-Dazs and other value-for-money gifts. Apply for this card. New users of Hua Xia Credit Card Gold Card will enjoy a 240 yuan WeChat instant gold discount gift pack if they meet the standard. Apply for this card. Minsheng Bank Credit Card is easy to apply for. The credit limit is high and there is no annual fee to apply for this card. The first purchase of Shanghai Pudong Development Bank Credit Card will give you a PLUS membership annual card. Apply for this card. New China Merchants Bank Credit Card Account will receive a 2-year JD.com Plus membership for any purchase. The maximum credit limit is 50,000 yuan. Apply for this card. New Guangfa Bank Credit Card Account will receive a one-year JD.com PLUS membership. Apply for the Dian Nian Card. Bohai Bank Credit Card. This card does not have an interest-free repayment period, and interest is calculated on a daily basis with a daily interest rate of 0.05%. Apply for this card. Ping An Bank Credit Card. Get 12% off on gas every day. Apply for this card. Guangzhou Bank Credit Card. Get up to 36 months free video membership. Apply for this card. Changsha Bank Credit Card. You can enjoy one-point shopping gift when you sign up. Apply for this card.
If it is your first time to apply for a credit card and your qualifications are relatively average, then you should start with the general card application to avoid rejection of your application. And you should not apply for credit cards frequently, which will have a negative impact on your credit report.