Forget it. According to relevant query information, credit cards are a modern financial product that “consume first, repay later”. Credit cards are essentially a financial product created to promote everyone’s consumption. The promotion of credit cards is essentially the sale of financial products. . As a modern financial product, credit cards have gradually become one of the important businesses for rural commercial banks to improve their comprehensive operating strength and expand intermediary business income. Financial products refer to various non-physical assets with economic value that can be publicly traded or cashed, also called securities, such as cash, bills, stocks, futures, bonds, insurance policies, etc.