Which credit card is better for car owners? Car owners’ credit cards from all banks!

More and more people are buying cars now. It is said that buying a car is easy but maintaining a car is difficult. After buying a car, you still have to face a lot of things to maintain the car, which is not only troublesome but also expensive. But if you have a car owner's credit card, it will not only help you when you need money urgently, but you can also enjoy the related rights and interests of the car owner's card, which can be said to be quite cost-effective. So which bank is better for car owners to choose for their card? Let me introduce it to you.

1. China Merchants Bank CarCard Car Credit Card

China Merchants Bank CarCard Car Credit Card is a gold card set specially customized for car owners. It is divided into two parts: standard large card and special-shaped small card. The annual fee is 300 yuan/year, but most of China Merchants Bank’s banks waive the annual fee in the first year. If you swipe the card 6 times, you can waive the annual fee for the next year.

CMB CarCard car credit card can enjoy rebates on gas, which is 3 on weekdays and 5 on Fridays. According to the existing points rules, you can also get an additional 50 points!

2. CCB Long Card Car Card

Of course CCB also has car cards. CCB’s Long Card Car Card has MasterCard version and VISA version. The annual fee for the gold card is 200 yuan/year, and the annual fee for the supplementary card is 200 yuan/year. The fee is 100 yuan/year, and the annual fee is waived for the first year. If you use it 3 times, you can waive the annual fee for the next year.

The CCB Longka Auto Card offers points redemption for fuel, free roadside assistance and discounted car wash services. If you have a platinum card, the car wash fee is completely free if it is less than 40 yuan, and the part above 40 yuan can be paid with points.

3. Ping An Car Owner Card

I believe many people are familiar with Ping An Bank’s Car Owner Card. It is a gold-level card, and it also has two versions: MasterCard and UnionPay. The first is The annual fee is 200 yuan, and if you swipe the card for 30,000 yuan, the annual fee will be waived for the next year.

With the Ping An Car Owner Card, you can enjoy services such as 12% off on refueling, protection for all vehicle personnel, nationwide free roadside assistance, and complimentary insurance. Ping An's insurance is also one of its major advantages.

4. CITIC Standard Car Owner Card

CITIC Bank’s car owner card has two levels: gold card and platinum card. The annual fee for the gold card is 200 yuan/year, and the annual fee for the platinum card is 480 yuan/year, and the annual fee for the premium platinum card is 2,000 yuan/year. The annual fee for the Platinum Card is a rigid annual fee, and there is no annual fee exemption policy. New Gold Card users can waive the annual fee for the first year, and the annual fee for the following year will be waived with 5 card payments.

The CITIC Standard Car Owner Card Gold Card has 8 cash back rewards for refueling, the Platinum Card elite level has 10 cash back rewards, and the Platinum Premium Card has 15 cash back rewards; there are also unlimited roadside assistance services, 0 yuan car wash activities and 1 yuan airport rebates. Parking and waiting.

5. GF Car Owner Card

There are many versions of GF Car Owner Card. The annual fee for single-currency regular card is 40 yuan, the annual fee for single-currency gold card is 80 yuan, and the annual fee for dual-currency regular card is 80 yuan. The annual fee is 90 yuan, and the annual fee for dual-currency gold card is 260 yuan. The annual fee is waived in the first year, and the annual fee for the next year is waived by swiping the card 6 times.

Up to 360 yuan cash rebate or 5 times points for refueling, there are also free roadside assistance, free high-value accident insurance and fuel cards for new customers.

6. Minsheng Cheche Credit Card

Minsheng Cheche Credit Card has three types: gold card, platinum card and luxury platinum card, which are somewhat similar to CITIC’s. The gold card has an annual fee of 300 yuan, which is waived in the first year, and is waived for the next year if you swipe the card 5 times; the standard platinum annual fee is 600, which is waived for the first year, and it is waived for the next year if you spend 18 times or 50,000 yuan; the deluxe platinum is 3,600 yuan per year.

Here we introduce to you the car owner cards of 6 common banks. Of course, these are not the only car owner cards, but there are also Changxing Huaxia Credit Card of Hua Xia Bank, ICAR PLUS Credit Card of ICBC, and BOC Great Wall Global Idriving Card. You can enjoy related rights and interests such as car cards, so hurry up and apply for one!

Which bank is the best for car owners’ credit cards? Just choose these three models

In the past, when many car owners applied for a credit card, they would consider whether there were discounts on car washes and refueling. But now, when applying for a car owner’s credit card, you also have to consider whether it has etc functions. After all, those with etc functions The car owner card allows car owners to pay tolls on expressways without stopping, and can also enjoy discounts on expressway tolls. So, which bank is the best for car owners’ credit cards? Here are three models to introduce to you.

1. Bank of China etc. Credit Card

Customers who do not have a Bank of China credit card can apply online for Bank of China etc. digital credit card, and the card can be issued online in seconds. If approved, OBU electronic equipment can be sent . And the card is two separate cards. Just insert the etc. debit card into the device. The highway tolls will be deducted directly from the bound etc. credit card, and you can also enjoy a 50% discount on highway tolls.

High-speed card swiping is also included in the number of credit card swipes. As long as you swipe the card 6 times, the annual fee will be reduced.

2. Bank of Communications etc. Credit Card

New customers who apply for a card and activate the credit card within 45 days of the card verification date can receive OBU electronic equipment for free, which meets the threshold of the hottest Friday supermarket refueling event of the current period. , you can enjoy a 10% discount on daily tolls when passing the expressway in the next month, as well as rebates for refueling on Friday, the hottest Friday, and the rebates for swiping cards in supermarkets are combined, with a maximum limit of 100 yuan.

The annual fee for the first year will be waived directly. If you swipe the card 6 times in the current year, the annual fee for the next year will be reduced. High-speed swiping will also be included in the number of swipes.

3. China Construction Bank etc Credit Card

When applying for the China Construction Bank etc Credit Card, you will receive a free gift or OBU equipment. After activating the etc service, you can realize non-stop toll collection in the ETC lanes of the national Internet highways. It enjoys a 50% discount on tolls, as well as free roadside assistance, discounted car washes, discounted gas services, etc. It is considered a better etc. credit card, and the annual fee for the following year is waived for 3 purchases in the first year.

What kind of credit card has a high credit limit if you have a car?

If you have a family car in your name and provide your driving license, you can apply for Guangfa Car Owner Card, China Merchants Bank Car Owner Card, and Ping An Car Owner Card. It is recommended that the best It is best to provide proof of employment and income, so that the credit limit will be higher. Credit card application requires comprehensive evaluation:

1. Whether you have a good credit record.

2. Do you have normal income to repay your credit card debt?

3. Whether you can provide proof of assets.

The clearer the asset certificate and the more assets there are, the more conducive it is to the issuance of a credit card and the increase in the limit.