If you don't pay off, your credit card will be overdue, and you will have to pay a late fee. If it is serious, your card will be frozen. Details are as follows:

1. Pay off the current bill:

1. Pay off the bill before the repayment date and enjoy the interest-free period;

2. Overdue repayment will have a bad credit record, you can't enjoy the interest-free period, and you have to pay a late fee;

Second, the current bill has not been paid off:

1. If the repayment is made on time and the repayment amount is greater than or equal to the minimum repayment amount, it will be the minimum repayment amount by default: you cannot enjoy the interest-free period, and the interest will be calculated from the consumption accounting date;

2. Overdue repayment, or timely repayment, if the amount is less than the minimum repayment amount, it will be regarded as overdue, there will be a bad credit record, you can't enjoy the interest-free period, and you have to pay a late fee.