After the credit card is phased, you only need to pay off the overdraft of the credit card before the final repayment date. Some people want to ask again, but they still can't figure out what to do. I'll teach you a method. You can use the return APP. It only takes 15 minutes to complete the application. If the credit is good, the approval speed is also very fast. After submitting the application, you can usually see your approved quota in 5 minutes, up to 50 thousand. The whole mobile app operation is very practical software.