CITIC Bank supports its credit card holders to handle the installment shopping business, which can avoid the economic pressure brought by one-time full payment and enjoy their favorite goods in advance. However, after the installment purchase is successful, the installment amount will occupy the credit limit of the credit card held by the credit card holder of CITIC Bank. That is, the credit limit of the commodity price ordered by the cardholder is temporarily frozen in the available credit limit of the credit card.

As the credit card holder repays the loan on schedule and in quantity month by month, the frozen credit limit in the credit card will be restored month by month. Therefore, after handling the credit card installment business of CITIC Bank, you must spend rationally to avoid unnecessary expenses caused by exceeding the limit.