China Bank's transfer repayment of China Merchants Bank's credit card belongs to inter-bank transfer, which requires inter-bank handling fee. However, there are several factors that will affect the arrival of funds from different banks. The first is the transfer-out time of the transfer trip, and then the time when the money of the receiving bank arrives. Some banks may see the repayment time at that time by directly transferring to the new card department (faster), and some banks generally need two working days (slower) to transfer to the savings department and then to the credit card center. Therefore, it is recommended to adopt other repayment methods, so that the arrival time is more secure.

Credit card repayment can also be through the following channels:

I. Online Banking Repayment

1. Log in to Bank official website and click Online Banking to log in;

2. Fill in the correct user name and password to complete the login;

3. Select Transfer-Peer/Inter-bank Transfer, fill in the payee information correctly, click Submit, and enter the mobile phone verification code and dynamic password correctly to complete the operation.

Second, use a third party such as Alipay or WeChat to pay the repayment.

1. After logging in to the app, select a credit card for repayment;

2. You need to enter the credit card number for the first time, then enter the repayment amount, and click OK to finish.