There are three types of Bank of Communications credit cards: standard card, co-branded card and youth card. \x0d\　Standard cards: such as Phoenix Carp Card, the recently launched Expo Card, etc. For such a card, applicants must be over 18 years old, but not over 65 years old; have a regular job and have a pre-tax annual salary of at least 24,000; when applying, they must submit a copy of their ID card, proof of income and proof of residence, if they are in Shenyang , you must also have a real estate certificate. In addition, it is best to pay a fee when applying now. You can submit information to direct sales, because currently the counter no longer accepts personal submissions, unless you apply for a card (have a credit card from another bank, hold the card for more than 6 months) or apply for an additional card (already have a Bank of Communications credit card). \x0d\Co-branded cards: Currently, Bank of Communications has launched N types of co-branded cards, such as Suning Card, Walmart Card, Jinjiang Inn Card, Aviation Secretary Card, etc. It also launches its own co-branded cards for different regions. Generally, this kind of card can be applied for at direct sales stores or stores like Suning and Wal-Mart. The documents submitted are usually ID card and proof of income or employment. \x0d\　Youth Card: If you graduated in 2003, have a college degree or above recognized by the National Education Commission, have a regular job (passed the probation period), and are between 18-30 years old, you can apply for it with your ID card alone. This can be done over the counter or through direct sales. The limit of this card generally starts at 5,000, and the cash withdrawal limit is the same as the credit limit, making it more cost-effective for young people to use.