What is the general credit limit of Bank of Communications?
The limit range of regular credit cards: 1,000-10,000 yuan. Gold card limit range: 1,000-50,000 yuan. Platinum card limit range: generally above 50,000 yuan, up to more than 1 million yuan. The higher the level of the Bank of Communications credit card, the higher the limit you can obtain.
1. It should be noted that the level of a credit card cannot directly determine the credit limit of the credit card. The level of credit limit is related to the personal qualifications of the cardholder. The highest credit limit can reach more than 1 million, while the lowest limit may also be "zero" limit.
2. The credit limit of Bank of Communications credit card is generally related to the specific card level. The relationship between general grade and limit is as follows: Bank of Communications regular card credit limit range: between 1,000 and 10,000 yuan; Bank of Communications gold card credit limit Limit range: between RMB 10,000 and RMB 50,000; Bank of Communications Platinum Card credit limit range: above RMB 50,000, with no upper limit.
3. The Bank of Communications credit card credit limit is also related to the applicant's personal qualifications, such as work unit, income level, personal credit status, etc. Different applicants receive different credit limits. There is no difference between the regular card and the gold card of the Bank of Communications credit card. The upper limit is also the same, which is 50,000 yuan. The initial limit of a regular card will be relatively low, while that of a gold card will be relatively high at over 12,000 yuan. When applying for a credit card, a regular card will generally be approved if the annual salary is between 25,000 yuan and 80,000 yuan, and a gold card will be approved if the annual salary is above 80,000 yuan. There is no difference in actual use. After half a year of normal use, the limit will be adjusted based on the cardholder's usage and consumption amount. If you need it urgently, you can also call the customer service hotline on the back of your credit card to increase the temporary limit, up to a maximum of 200,000.
1. People who have Bank of Communications credit cards are generally divided into two categories, one is that the limit will not be increased for ten thousand years, and the other is that the limit is increased very quickly. The first three months of using a transportation credit card are the most critical. The first three months are called the risk control period of the Bank of Communications, also called the running-in period. Leaving a good impression during the running-in period is very helpful for increasing the credit limit.
What is the maximum limit of a Bank of Communications credit card?
1. The maximum limit of a Bank of Communications credit card can reach about 1 million yuan.
2. The limit of Bank of Communications credit card regular and gold cards is generally between 10,000 and 50,000 yuan. If the applicant has good qualifications and conditions, you can also apply for a platinum card. However, this platinum card is not something that ordinary people can apply for. You need to be among the local people with a relatively high income. If your annual income is more than 200,000 yuan, you can apply. The Platinum Card limit is mainly related to the applicant's work and income. The higher the income level, the higher the credit limit will be, up to about one million yuan.