1. Contact the issuing bank: Call the customer service number on the back of the credit card, contact the customer service staff of the issuing bank, and tell the customer service that they want to cancel the value-added service fee. Provide necessary authentication information and follow the instructions of customer service staff.

2. Online channel cancellation: log in to the official website of the issuing bank or the mobile APP, and look for relevant options in the credit card account management page, and there will be a similar label such as "value-added service" or "fee management". On this page, you can choose to cancel unwanted value-added services and follow the instructions on the page to complete the operation.