CCB jcb credit card can withdraw money at CCB ATM or CRS; Credit card deposit is called overpayment, and this money can be withdrawn; If there is no deposit, withdrawal is called cash advance.

Overpayment:

This money can increase the available credit card limit, or be directly used for consumer repayment;

If the credit card has overpayment, the overpayment shall be deducted first, and then the credit line shall be deducted. If the overpayment is greater than the consumption amount, there will be no overdraft.

For example, 900 yuan needs to be repaid in this period, and the actual repayment is 1 1,000 yuan, and the overpayment is 1 1,000 yuan;

If you put the money in your credit card in advance without spending it, you won't get this part of the money. If you want to take it, you will charge a high handling fee and try to avoid it.

Overpayment is interest-free.

Cash in advance:

The amount of cash that can be borrowed in advance is 1/3 to the full amount of the credit line, and the total amount of the contracted account must not exceed your credit line. Some banks have restrictions on the amount of cash borrowed in advance every day;

Some domestic banks are limited to 50% credit line;

You can get cash quickly within a limited amount without any guarantee;

Cash borrowed by credit card in advance has no interest-free repayment period, and interest is calculated from the day of withdrawal;

The cash borrowed in advance has a high interest rate, with a daily interest rate of five ten thousandths;

The handling fee is high. The general handling fee is above 1%, which is charged at one time.