Generally speaking, you don't need to go to the public security bureau for credit card filing unless you have an open case in court. In this case, you may need to file a case in court and inform the court of your bank card information.
Filing means reporting the reasons to the competent authorities and keeping them on file for future reference. From the perspective of administrative law, filing is mainly stipulated in the Legislative Law and the Regulations on Filing Rules. According to the spirit of "Administrative Measures for Filing Non-operating Internet Information Services" deliberated and adopted at the 12 ministerial meeting of the Ministry of Information Industry of People's Republic of China (PRC), the provision of non-operating Internet information services in People's Republic of China (PRC) should be filed.
Without filing, you may not engage in non-operating Internet information services in People's Republic of China (PRC). For unregistered websites, fines will be imposed and closed.