Conditions for the installment purchase of BMW

This is quite annoying, unless you go to 4S where your household registration is located! To get a loan, you must have a real estate in the place where you are registered, before you can get a loan.

hello, how much is the down payment for BMW?

generally speaking, the down payment for a car loan is 3%. In the event of activity, some models can have zero down payment or 2% down payment.

At present, the traditional mortgage car purchase business of banks is shrinking day by day, and it is replaced by credit card installment payment and auto finance company loans. Which of the three loan purchase modes is more cost-effective for consumers? In fact, it is difficult to know which car and loan method are suitable for customers. Customers need to choose their own models, and then discuss with 4S stores, because not all the models agreed by dealers and banks may have them, and hot-selling models may not have loans, while some models may have 4S stores to subsidize customers.

in addition, if you borrow money to buy a car or charge various fees such as financial service fees, notarization fees and renewal deposits, consumers should not rush to give money, but ask more questions and consult more. Be sure to read the contract clearly, ask clearly and ask more why. Every bill is well kept.

how to borrow money to buy a BMW car, and what are the requirements for the lender?

Hello, car loan processing requires the lender to have a stable job and income, and can apply with good credit information.

To apply for a bank loan, you need to prepare materials:

1. Valid identity documents;

2. proof of permanent residence or valid residence, and proof of permanent residence;

3. proof of marital status;

4. Bank flow;

5. proof of income or personal assets;

6. Credit report;

7. loan use plan or statement;

8. Other information required by the bank.

Bank loan requirements:

(1) If the borrower has reached the age of 18 and has full capacity for civil conduct, the permanent residence or valid identity card of urban residents indicates that the age of the bank loan lender is generally between 18 and 6;

(2) having a stable legal income and the ability to repay the interest;

(3) Other conditions required by the lending bank.

what are the conditions for buying a car by installment?

Conditions for buying a car by installment:

1. The car buyer must be at least 18 years old and a China citizen with full civil capacity.

2. A car buyer must have a stable job, a stable economic income or assets that can be easily realized in order to repay the loan principal and interest on schedule. The realizable assets here generally refer to securities, gold and silver products, etc.

3. During the loan application period, the car buyer shall deposit not less than the down payment specified by the bank into the bank savings counter account.

4. provide the bank with a guarantee recognized by the bank. If the personal account of the car buyer is not local, it is necessary to provide joint liability guarantee, and the bank will not accept the mortgage set by the car buyer with the loan.

5. Car buyers are willing to accept other conditions that the bank deems necessary.

Extended data:

Required information:

1. Personal loan application;

2. Personal valid identity document. Including resident identity cards, household registration books, official certificates, passports, passports of Hong Kong, Macao and Taiwan compatriots, etc. If the borrower is married, the identity certificate of the spouse shall be provided;

3. proof of household registration or long-term residence;

4. Personal income certificate, family income or property certificate when necessary;

5. proof of car purchase intention issued by the car dealer;

6. proof of down payment for car loan;

7. if the purchased vehicle is secured by means other than mortgage, provide relevant materials for the guarantee, including pledge certificate, ownership certificate, appraisal certificate, letter of intent for third-party guarantee, etc.

source: Baidu encyclopedia-loan to buy a car

1. application form: it is very important to fill out the application form for automobile consumption loan. Generally speaking, important information in the form, such as age, repayment ability, etc. , will be an important condition for your successful loan application.

2. Personal information: household registration book, guarantor's ID card, housing certificate and personal income certificate. All documents must be originals and copies. Generally, two copies are required.

3. Proof of reimbursement: If you buy a car by installment, you must have a stable source of income, and you need to provide your own running bill for three to six months. Note: Generally, the payment next month will not exceed 6% of the total disposable income of the family.

4. The third party natural person shall provide guarantee for repayment of loan principal and interest. Note: Husband and wife cannot guarantee each other.

5. during the loan period, the insurance company approved by the bank must take out one-time insurance.

6. Other conditions stipulated by the bank.

buying a car by stages requires the buyer's ID card and household registration book first.

that is, to buy a car by installment, you need to fill out a loan application form.

then there is the property certificate that requires the buyer to fix the house.

and the income certificate issued by the car purchase company

Finally, you need the guarantor's ID card and household registration book.

can I pay in installments at the BMW 4s store?

generally speaking, the down payment for a car loan is 3%. In the event of activity, some models can have zero down payment or 2% down payment.

At present, the traditional mortgage car purchase business of banks is shrinking day by day, and it is replaced by credit card installment payment and auto finance company loans. Which of the three loan purchase modes is more cost-effective for consumers? In fact, it is difficult to know which car and loan method are suitable for customers. Customers need to choose their own models, and then discuss with 4S stores, because not all the models agreed by dealers and banks may have them, and hot-selling models may not have loans, while some models may have 4S stores to subsidize customers.

in addition, if you borrow money to buy a car or charge various fees such as financial service fees, notarization fees and renewal deposits, consumers should not rush to give money, but ask more questions and consult more. Be sure to read the contract clearly, ask clearly and ask more why. Every bill is well kept.

can the BMW 5 series buy a car by stages?

Netizen 123 said: BMW 5 Series can be paid in installments, and now the loan is 3% down payment. Then all the remaining loans may only have interest of about 9 points. it is quite easy to do so. Only one down payment will pay off the insurance for three years, and then pay off the interest for three years in the first month. Netizen 343 said: Of course, if you buy a car, you can mortgage it. Under the general down payment of 2-3%, BMW seems to be able to make five-year installments at most. Netizen 454 said: You can call 4S in Shijiazhuang to ask. As far as I know, the general mortgage for buying a car is the mortgage of the car itself, and no real estate is needed. As long as you have a stable income certificate, which proves that you have enough repayment ability, you can apply for ... hehe ~

million car subsidy.