If the credit card of the Agricultural Bank of China is overdue, you can call the credit card center to ask if there is a grace period, usually three days.

(1) If there is still no way to repay after the grace period (even if the minimum repayment amount is not paid), the bank will charge a late fee, which is 5% of the unpaid part of your minimum repayment amount, including five ten thousandths of daily interest;

(2) If it is not returned for more than three months (three orders), it will enter the blacklist of banks, and in serious cases, it will cause banks to sue for debt collection;

③ Call the credit card center or bank to explain the situation.

(4) If it is overdue once, it will be repaid immediately in a short time, which will not have any impact on the credit record;

⑤ It has a certain impact on the application, which will slightly reduce the withdrawal amount;

⑥ It has a certain impact on loans;

⑦ More than 60 diaries overdue are entered into personal credit records;

8 Records overdue for more than 90 days are regarded as bad credit information.