Banks will collect overdue credit cards. Many people think that banks will keep collecting them as long as they don't pay back the money, but some people suddenly stop collecting their credit cards before they are paid off. It feels like the peace before the storm. Then, why is the overdue credit card suddenly not urged? What happened when the credit card suddenly stopped being collected? Let's take a look. why is the overdue credit card suddenly not urged? The credit card suddenly stopped collecting after it was overdue. In fact, it didn't really stop collecting, but it didn't send a text message or make a phone call to collect it, so it gave the debtor the illusion that it had never collected it. In fact, the bank was going to enlarge the move, because SMS and phone call collection didn't work. However, in some cases, the collection will not be really urged. For example, if the repayment is successful after negotiation with the bank, the bank will stop the collection, and then it depends on the repayment situation of the debtor before deciding whether to collect it. But in either case, as long as the credit card is not paid off, it will not really stop.

what happened when the credit card suddenly stopped being called? 1. Bankruptcy: Although there are few bankruptcies, there are some. Four domestic banks have declared bankruptcy, including Hebei Suning Surviving Rural Credit Cooperative, Hainan Development Bank, Shantou Commercial Bank and Baoshang Bank. Bank failure does not mean that the money owed will be written off, and other banks will take over, and it is only temporary if it is not collected. 2. Ready to sue: If the overdue amount of the credit card is too long, the bank will sue if it is ineffective through SMS or telephone collection. After the bank wins the case, it will ask the court to enforce it. If the debtor does not want to be restricted from high consumption, he must repay the debt within the given performance period, otherwise he will be included in the list of people who have lost their trust, become an old lai, and may even be punished. 3. Internal write-off: Some debtors' credit cards disappeared after they were overdue, and many people were contacted by phone, but no one was found at home. Some banks would write off the debts that could not be collected for a long time, and some banks would also suspend the collection. However, internal write-off does not mean "write-off of accounts" or "transfer of debts". Banks still have the right of recourse and can continue to collect debts from debtors at any time. The above is the relevant introduction of "Why the credit card is overdue and suddenly not urged", and I hope it will help everyone.