How long does it take to unfreeze a CCB credit card? Depending on the reason for freezing Credit cards can be overdrawn for consumption in advance, which brings a lot of convenience to people's lives
How long does it take to unfreeze a CCB credit card? Depending on the reason for freezing Credit cards can be overdrawn for consumption in advance, which brings a lot of convenience to people's lives. Many people have their credit cards frozen due to various reasons during the use of their cards, and they must unfreeze them if they want to resume the use of their credit cards. Different banks have different processing times for credit card unfreezing. Here is an introduction to how long it takes to unfreeze a CCB credit card. According to what we know, the unfreezing time of CCB's credit card depends largely on the reason for the freezing. In other words, the reasons for being frozen are different, and the unfreezing time is also different. As we all know, there are roughly three reasons why CCB credit cards are frozen, one is overdue, one is risk control, and the other is abnormal card status. 1. Overdue credit card: The only way to unfreeze is through repayment, but it does not mean that it can be unfrozen immediately after repayment. This needs to be determined based on your overdue repayment time. CCB mainly uses 90 days overdue as a watershed. Divided into two situations. Generally, repayment is made within 90 days of overdue payment. As long as the minimum repayment amount is paid, the system will automatically unfreeze the card, but it will take 3 to 7 working days. If the payment is made after more than 90 days, all outstanding balances must be paid in full. After paying off, you still need to submit an unfreezing application to the bank, and the bank will decide whether to unfreeze it for you based on your actual situation. 2. The credit card is under risk control: This is mainly caused by cashing out. If you do not cash out subjectively, you can call the China Construction Bank Credit Card Customer Service Center to explain the situation and apply for unfreezing of the credit card. CCB may ask you to provide consumption vouchers, such as credit card receipts, etc. If you cannot provide them, the possibility of unfreezing is relatively small. If you can provide them, it will usually take 3 to 7 working days to unfreeze. 3. Abnormal card status: For example, if your credit card is stolen and the bank finds that the card status is abnormal, it will temporarily freeze your credit card to reduce losses. In this case, you can directly call CCB Credit Card to request for unfreezing. Generally, it will be unfrozen after the bank processing is completed. The above is the relevant introduction to "How long does it take to unfreeze a CCB credit card?" In short, the unfreezing time of a CCB credit card is related to the reason for being frozen. It is best for everyone to try to avoid the situation where the card is frozen. After all, it takes time to process, and whether it can be Not necessarily thawing.