Current location - Trademark Inquiry Complete Network - Overdue credit card - How to refund Pudong Development Credit Card products?
How to refund Pudong Development Credit Card products?

How to cancel a Shanghai Pudong Development Bank credit card?

Just call Shanghai Pudong Development Bank’s official 24-hour customer service hotline 95528 to apply for cancellation.

According to the provisions of Article 6 of the "Shanghai Pudong Development Bank Credit Card (Personal Card) Agreement"

Termination of Credit Card

If Party B needs to terminate the credit card account , you can call Party A’s customer service hotline to apply for account cancellation. When applying for account cancellation, all outstanding amounts on Party B's credit card (including any transaction amount that has occurred but has not yet been debited to Party B's credit card account) will be deemed to be fully due, and Party B shall pay off the amount in one go.

If Party B fails to repay all overdraft principal, interest and related expenses in full, Party A has the right not to handle the account cancellation procedures. If Party B needs to terminate a card under his credit card account, he can call Party A's customer service hotline to apply for card cancellation.

Extended information:

Relevant provisions of the "Shanghai Pudong Development Bank Credit Card (Personal Card) Agreement"

Party A must follow the electronic cash account and credit card account Handle the account cancellation procedures for the two accounts separately in the order of priority. Party A should first cancel the electronic cash account, and then call the customer service of Party B’s Credit Card Center to cancel the credit card account. When canceling a co-branded card electronic cash account, you need to bring your valid ID and co-branded card to Party B's business outlets or designated China Mobile business outlets to complete the cancellation operation.

Party B has the right to terminate Party A's co-branded card, or suspend all rights of Party A to use the co-branded card or use specific services in accordance with national laws and regulations.

When cardholders terminate the use of their electronic cash accounts, they should go through the card cancellation procedures in accordance with the relevant regulations of the card-issuing bank. When the cardholder cancels the card, the card-issuing bank will return the electronic cash account balance to the card's credit account. If a new card has not been issued for one year after the expiration of the electronic cash composite credit card and the card cancellation procedure has not been completed, the electronic cash account balance will not be refunded.