It may be a preventive measure taken because of risks such as theft. Or stop payment at the request of the cardholder to reduce the loss of the cardholder. Stop payment can be operated independently by the bank or applied by the cardholder himself. Cardholders can apply to cancel the suspended payment status through the following channels: 1, and call the bank credit card service hotline to apply; 2. The cardholder shall apply to the local card issuer with his ID card, credit card and credit card credentials.

Payment refers to the behavior that the holder or drawer asks his bank to stop payment after the cheque is issued because of loss or other reasons.