The analysis is as follows:
The Agricultural Bank of China’s Jinsui QQ co-branded IC credit card is free of annual fees for life. The Golden Harvest QQ co-branded IC credit card is mainly issued to Tencent users and Tencent users. Tong members, WeChat members and other groups who are accustomed to online shopping and communication and often use mobile communication tools.
Jinsui QQ co-branded IC credit card is the country’s first network chip card, the first QQ card symbolizing “Tenpay membership”, the first WeChat electronic credit card, and the first special-shaped paste QQ card. The product has two card sizes, one large and one small, both of which can realize standard credit and electronic cash functions, providing you with more innovative and convenient financial services.
1. Youku appearance
For the first time, MINI special-shaped stickers are launched among QQ credit card products of various banks
2. Optimized functions
Free for life Annual fee
Withdrawal fees for excess repayments within the same city are waived
Supports electronic cash applications, which can realize financial IC card functions such as offline small-amount payments (Remarks: Electronic cash accounts do not record interest and cannot be reported as lost, please do not lose it)
3. Discounted recharge
Enjoy Tenpay VIP2 membership rights for free (rights collection process), 96% off on mobile phone recharge via exclusive Tenpay channel!
4. Excellent Show QQ
Receive high-quality QQ shows for free, automatically upgrade and light up the QQ panel icon, and enjoy a 93% discount when purchasing Q coins through Tenpay balance or quick payment!
5. Enjoy VIP
Enjoy joint VIP benefits of Tenpay member cooperative merchants for free
6. Redeem premium products
Exclusive "QQ Co-branded Card Points Redemption Zone", you can redeem Tencent gifts as you like
In terms of fees, the Jinsui QQ Co-branded IC Credit Card is more favorable and can waive the annual fee; withdrawals and over-repayments are waived within the scope of our bank in the same city. Deposit handling fee; other items charge standards are consistent with UnionPay standard IC credit card gold card. It is worth mentioning that the card is valid for 8 years and can be supplemented with additional cards.
The product *** has two layouts: one large and one small. The large card is a standard magnetic stripe and chip composite card, and the small card is a special-shaped card that can be pasted. It only has a chip but no magnetic stripe. Both large and small cards have standard credit applications and electronic cash applications, with a limit of up to 200,000 yuan. This is also the first MINI special-shaped sticker card among many QQ co-branded bank cards.
Extended information:
Other functions and application methods of the Agricultural Bank of China Golden Harvest QQ co-branded IC credit card:
The Agricultural Bank of China Golden Harvest QQ co-branded IC credit card not only offers discounts Practical and has many special features. For example, it has a WeChat QR code information query function. Use WeChat to scan the QQ card's exclusive QR code to apply for a QQ card WeChat electronic credit card. Cardholders can view promotions and special merchant information in real time.
Cardholders also enjoy the rights of “Tenpay Membership”. They can become a Tenpay member for free and obtain a number of Tenpay member benefits, such as a minimum 94% off on mobile phone recharges and a minimum of 93% off on purchasing Q coins. Discounts and other discounts.
The Agricultural Bank of China has also set up a special point gift redemption area for QQ card users. The "QQ co-branded card redemption area" includes derivative products such as Tencent Q coins, Tencent monthly products and QQ dolls, which are open to QQ card holders.
In order to facilitate customers to apply for QQ cards, Agricultural Bank of China has specially launched an online application function. After customers submit online for approval, the relevant departments of Agricultural Bank of China will send the cards to designated outlets, and customers will go to the outlets to sign the application form to receive the cards. When customers receive the card, they can also directly apply for a limit increase at the branch.
Baidu Encyclopedia: Agricultural Bank of China Golden Harvest QQ Co-branded IC Credit Card