Different from physical media credit cards, Longka e-Payment Card is an online credit card initiated by CCB, which can be applied online in real time. After winning the bid, the customer obtains the card number, expiration date, security code and other information through SMS verification, and then carries out security binding in mobile banking or personal online banking to start a brand-new online payment journey. "
This is the introduction of electronic payment card on the credit card website of CCB, so this card is simply a virtual card. Without a physical card, of course, there is no chip.