1. Online shopping, telephone shopping or spending without other cards is a kind of credit card transaction, and the technical term is' mo/to', which is the same as swiping a POS machine once in terms of transaction records. In layman's terms, it is also a credit card.
2, the so-called credit card is the common name of credit card transactions-because most credit card transactions are completed through POS machines.
So, don't worry, this is also a normal consumption behavior, feel free to use it!