At present, there are Ping An Bank, China Construction Bank, Minsheng Bank and so on. Ping An Bank has the cheapest credit exchange rate, followed by China Construction Bank and Minsheng Bank. The exchange standard is simpler than the first two.

1, Ping An Bank. 10200 points can be exchanged for 20 yuan, 25,500 points for 50 yuan and 50,000 points for 100 yuan. The cardholder logs in to Ping An Wanlitong integral mall, and operates in the "Telephone Charge Recharge" item in the home menu "Convenience Service".

2. China Construction Bank. 1 1000 points can be converted into 20 yuan phone bill, 28,000 points can be converted into 50 yuan phone bill, and 54,000 points can be converted into 100 yuan phone bill. Each customer can exchange 40 20 yuan phone bills and 20 50 yuan phone bills, 10 yuan 100 phone bills.

3. Minsheng Bank. 7000 points can be exchanged for 10 yuan, and can be exchanged for 50 yuan at most every month. The cardholder logs into the mobile banking of Minsheng Bank, and finds the item of "point recharge" in "payment recharge" for redemption.