China Construction Bank's credit card, also known as a credit card/overdraft card, is issued by the bank and gives the cardholder a certain credit limit. The cardholder can consume within the credit limit and then repay. Credit cards can provide settlement services, facilitate shopping and consumption, reduce the use of cash currency, enhance a sense of security, and help rationally manage funds.
Dragon card credit cards are divided into dual-currency credit cards and single-currency credit cards according to the currency of the account; according to the different card issuance objects, they are divided into corporate cards (business cards) and personal cards, of which corporate cards are divided into travel cards and purchase cards, personal cards are divided into main cards and supplementary cards.
According to the cardholder's credit rating, product functions and services, it is divided into ordinary cards, gold cards, platinum cards, diamond cards, smart cards, etc.; according to different credit card organizations or companies, it is divided into UnionPay cards and VISA card, MasterCard (MasterCard) card, JCB card, etc.; according to different card media, they are divided into physical cards and virtual cards. According to different information carriers, they are divided into magnetic stripe cards, chip cards and magnetic stripe chip composite cards. Extended information
CCB Credit Card is a credit card issued by China Construction Bank. All credit cards issued by China Construction Bank are named "Dragon Card", and the types include: Dragon Card Prestigious School Card, Dragon Card Business Card, Dragon Card Car Card, etc.
China Construction Bank's credit card annual fee exemption policy: Standard Gold Card swiping the card 3 times or 18 times is exempt from the annual fee for the following year (excluding business cards, car cards and other special cards). Cash withdrawal fee: Domestic: 5‰ of the transaction amount, minimum 2 yuan, maximum 50 yuan; overseas: 3‰ of the transaction amount, minimum 3 US dollars. CCB credit card limit is guaranteed. Multiple CCB cards have the same billing date and independent repayments.
CCB credit card can be used after registering on Alipay online, with a single transaction and single-day limit of 500 yuan. Supports interest-free installments (3, 6, and 12 installments) at specific merchants. After a single purchase of more than 1,000 yuan, you can call to apply for installments (3, 6, 12, 18, 24 installments). Each installment will incur different handling fees depending on the number of installments.
China Construction Bank-Credit Card