Application conditions for Shanghai Pudong Development Bank Platinum Credit Card
Application conditions for Shanghai Pudong Development Bank Platinum Credit Card:
1. The applicant must be over 18 years old;
2. The applicant has a good personal credit record and no bad credit record;
3. The applicant has a stable job and income;
4. Other conditions required by Shanghai Pudong Development Bank.
The Platinum Card of Shanghai Pudong Development Bank has no advantage over the Platinum Credit Cards of other banks. The maximum limit of the Standard Platinum Credit Card of Shanghai Pudong Development Bank is 100,000 yuan and the minimum limit is 10,000 yuan. Generally speaking, the general credit card limit of Shanghai Pudong Development Bank ranges from a few thousand yuan to tens of thousands of yuan, and the highest can reach 50,000 yuan. In addition, the annual fee for Shanghai Pudong Development Bank's standard platinum card is 680 yuan for the main card and free for supplementary cards. It does not participate in Shanghai Pudong Development Bank's annual fee-free promotion this year, so it doesn't feel very worthwhile. However, the best thing about this platinum card is that it has both a magnetic stripe and a chip. When using the contact chip to make purchases, you need to insert the card into the POS machine. When using the contactless chip to make purchases, you only need to approach the POS machine and make a "beep" sound. You can pay quickly and conveniently.
Special functions of Shanghai Pudong Development Bank Credit Card:
Based on the basic functions, Shanghai Pudong Development Bank’s credit card safety precautions cover all aspects of credit card use before, during and after the event,** *Designed six layers of protection measures, including the first free text messages, photo cards, priority dispute handling and other security measures launched in China. It also has a unique 24-hour anti-fraud function, which can provide timely warnings for suspicious transactions around the clock and take preventive measures in advance. .
In addition, if your card is lost or stolen, please call the customer service hotline immediately to report the loss in real time. The customer service hotline provides 724-hour all-weather service; at the same time, Pudong Development Credit Card also provides cardholders with The free lost card protection service can provide compensation for domestic and overseas transactions 72 hours before reporting loss, with the compensation amount up to 100,000 yuan, which can be said to fully protect cardholders' card safety in an all-round way.
1. Free text messages and instant messages.
When you get a Pudong Development Bank Credit Card, you will have obtained the "Timely Words" SMS service function provided by the Pudong Development Bank Credit Card to customers. The Timely Words function will send out various information reminders based on the account situation, including consumption, cash withdrawal, and payment. Bill repayment reminders, overdue reminders, etc. ensure the security of your account.
The initial reminder amount for Pudong Development Credit Card (except WOW Card) is RMB500 (or a foreign currency transaction equivalent to RMB500). The wow card is 200 yuan.
According to the needs of customers, through the 24-hour customer service hotline, the instant message function of Pudong Development Credit Card can be:
(1) Modify the SMS reminder amount;
( 2) Cancel the instant message service;
(3) Re-apply for the instant message service.
The real-time service allows customers to grasp account changes in real time, allowing customers to have a clear understanding of their accounts.
2. Photo card.
Pudong Development Credit Card provides free photo card service. The new photo card is not only easy to identify, but also the photo matches the customer's signature, making spending more secure.
3. Prioritize dispute resolution.
When you find any doubts about your consumption payments, you can immediately submit a dispute application to the Shanghai Pudong Development Bank Credit Card Center. Out of full trust in the customer, the customer may temporarily not pay the disputed transaction amount. After investigation and confirmation that the dispute is correct, we will re-account the transaction.
4. 24-hour anti-fraud function.
The Shanghai Pudong Development Bank Credit Card Center adopts an advanced anti-fraud system and provides you with the safest and most reliable protection with powerful technical support. For some suspicious transactions, the system will handle it accordingly, making you feel more at ease when using the card.
5. 24/7 service.
No matter where you are, just call the Shanghai Pudong Development Bank customer service hotline and we will solve all your problems related to Shanghai Pudong Development Bank credit card. You can also check your account status, inquire about promotional activities and other details through automatic voice service.
At the same time, it also provides 24-hour friendly and detailed manual services, allowing you to experience the service concept of Shanghai Pudong Development Bank Credit Card Center that puts you first.
6. Lost card protection service.
If your credit card is lost or stolen, please call the Pudong Development Bank Credit Card Customer Service Hotline to report the loss as soon as possible. For domestic and overseas transactions in the 72 hours before the loss report, if these transactions are not transactions with passwords , then Pudong Development Bank Credit Card will provide compensation to customers and provide long-term and high-quality security.
What is the general limit of Shanghai Pudong Development Bank Platinum Credit Card?
The limit of Shanghai Pudong Development Bank Credit Card is determined based on the qualifications of the applicant. The limit of Platinum Card is more than 50,000 yuan, and the limit of regular card is more than 50,000 yuan. The credit limit is within 10,000 yuan, and the gold card limit is between 10,000 yuan and 50,000 yuan.
1. How to check the progress of Shanghai Pudong Development Bank credit card?
1. Telephone inquiry
You can directly call the customer service hotline of Shanghai Pudong Development Bank at 400-820-8788. After dialing Just follow the voice prompts to make inquiries, or you can also transfer to manual service and ask the customer service staff about the progress of the card.
2. Official website query
Operating environment:
Brand model: iPhone13
System version: iOS15.0
App version: v5.7.1
Log in to the official website of Shanghai Pudong Development Bank () in the Baidu browser app, then enter the Shanghai Pudong Development Bank Credit Card Center, select "Application Progress Query", and then enter the relevant information to query you How is the progress of applying for a card?
3. WeChat query
Operating environment:
Brand model: iPhone13
System version: iOS15.0
app version: v8.0.17
Open WeChat and follow the official WeChat public account of Shanghai Pudong Development Bank. After following it, enter the official account. In the official account, click "Microservices" in the menu bar at the bottom of the page, and Select "Account Query", then "Activation Progress", and then click "Application Progress Query" to check the progress of the card.
2. What are the annual fee exemption rules for Shanghai Pudong Development Bank Platinum Card
1. Not all Shanghai Pudong Development Bank Platinum Cards are free of annual fees, and only some platinum credit cards can be enjoyed for life. No annual fee. For other platinum credit card products, you often need to meet certain conditions before you can enjoy the annual fee exemption or annual fee reduction policy.
2. The Pudong Development Bank Simple Platinum Credit Card is free of annual fees in the first year of opening the card. If you swipe the card more than 6 times a year, the annual fees are waived for the next year; another example is the Pudong Development Bank Yangtze River Delta Shopping Themed Edition Platinum Credit Card, which is free of annual fees for life. There is no annual fee; the Pudong Development Platinum Dream Card also has no annual fee for life.
3. When you apply for the Shanghai Pudong Development Platinum Credit Card, you can enjoy the following special offers
1. 24-hour platinum assistant hotline;
2. Enjoy 24-hour road emergency Rescue;
3. 72-hour protection for lost cards at home and abroad;
4. Waiting at your side all day long, with your card in hand, you can enjoy extraordinary platinum benefits such as travel, food, and accommodation.
The minimum limit of Pudong Development Bank Platinum Card
The minimum limit is 8,000
The Shanghai Pudong Development Bank Platinum Credit Card has multiple card types, and their limits are also different:
1. Simple platinum card. As a card mainly for mass consumption, the Simple Platinum Card has a usage limit between 8,000 yuan and 50,000 yuan;
2. Standard Platinum Card. The limit of the standard platinum card is slightly higher than the former, ranging from 10,000 yuan to 50,000 yuan;
3. High-end platinum card and super platinum card. These two credit cards are only for users with high consumption needs and have very strict credit requirements. The minimum limit is about 50,000 yuan. There are also some available temporary limits, and the specific limit can reach hundreds of thousands or even millions.
The Pudong Development Bank Credit Card is a standard dual-currency Visa credit card issued by Shanghai Pudong Development Bank. It enjoys a variety of discounts and can even apply for a photo card for free.
The Credit Card Center of Shanghai Pudong Development Bank (referred to as "Shanghai Pudong Development Bank") was established in January 2004. It is a direct operating institution established by Shanghai Pudong Development Bank that specializes in credit card business.
The product service system of Shanghai Pudong Development Bank Credit Card Center includes: a credit card product that can be customized by users - Pudong Development Dream Card; it cooperates with popular domestic and foreign institutions and brand IPs such as the Forbidden City, Barcelona Football Club, and Zhuxiaoyi]. Cooperate with the airline industry, hotel industry, department store industry, communications industry, Internet platform and other industries to launch co-branded theme credit card products; jointly issue high-end card products with rich rights and interests with VISA, American Express, MasterCard International and other domestic and foreign card organizations .
The Shanghai Pudong Development Bank Credit Card Center has launched credit card discount platforms such as "Dream Enjoyment Club" and "Xiao Pu Huihua", and launched a marketing activity system such as red envelopes, movies, miles, and hotels. Shanghai Pudong Development Bank Credit Card provides Pudongxi Mobile service platforms such as Ben APP.
Dream Card
Pufa Meng Card allows consumers to choose products and benefits according to their needs, including selecting card materials, card surface patterns, In terms of four major aspects, including exclusive rights and card organization, the bank will then create a credit card based on customized information.
"I" series of male-themed cards
Pudong Development Credit Card launched on January 3, 2019. The "I" male-themed credit card was launched, including three products: "Feifan", "Youwei" and "Alien Wave". The card benefits include travel, hotel, gas, points, etc., which are designed for male users. Choose the rights you need through the rights customization platform
SPD High-end Card Series
1) Shanghai Pudong Development Bank American Express Platinum Credit Card
Launched by Shanghai Pudong Development Bank and American Express Card Organization. With the Shanghai Pudong Development Bank American Express Platinum Credit Card, the benefits cover business travel and other aspects.
2) Pudong Development Mastercard Priceless World Exclusive Credit Card
Pudong Development Mastercard Priceless World Exclusive Credit Card. The credit card body is made of brushed metal, and personal information and other logos are displayed on the back. It has a built-in anti-counterfeiting function.
The Pudong Development Bank Platinum Credit Card application. Conditions
1. The applicant must be over 18 years old and have full civil capacity. 2. The applicant’s personal credit status is good and there is no bad credit record.
3. There must be certain assets in one's name. In addition to stable income, the individual's annual after-tax income is required to be no less than 120,000 yuan.
4. The user has opened a personal settlement account at Shanghai Pudong Development Bank. The time is not less than 3 months.
1. Introduction to Shanghai Pudong Development Bank
Shanghai Pudong Development Bank is a national joint-stock commercial bank established with the approval of the People's Bank of China. , established on August 28, 1992, headquartered in Shanghai.
On November 10, 1999, it was listed on the Shanghai Stock Exchange and mainly engaged in deposit and loan business, handling settlement and bill discounting business, and issuing financial bonds. Business, etc. On October 29, 2021, Shanghai Pudong Development Bank released its third quarter report for 2021. As of the end of September 2021, Shanghai Pudong Development Bank’s total assets were 8,064.383 billion yuan, an increase of 1.44% from the end of 2020.
2. Strategy. Cooperation
On August 24, 2018, Shanghai Pudong Development Bank and Bank of East Asia Co., Ltd. held a comprehensive strategic cooperation signing ceremony. The signing of the comprehensive strategic cooperation agreement will deepen the cooperation between Shanghai Pudong Development Bank and Bank of East Asia and give full play to their respective advantages. Join forces to provide more complete financial services to enterprises in Shanghai and Hong Kong and create a new situation of mutual benefit and win-win.
In May 2019, Shanghai Pudong Development Bank and Souche held a strategic cooperation agreement signing ceremony. The two parties will comprehensively deepen strategic cooperation in settlement and cash management, financing and credit business, investment banking, asset securitization, supply chain finance and other business areas. Shanghai Pudong Development Bank Hangzhou Branch will provide Dasouche with a comprehensive credit line of 10 billion yuan to fully support Dasouche. Auto creates a new auto finance ecology.
On June 11, 2019, Evergrande Group and Shanghai Pudong Development Bank held a signing ceremony for a strategic cooperation agreement at the Evergrande headquarters in Shenzhen. The two parties reached a long-term strategic cooperation relationship and established the "Evergrande Group - Shanghai Pudong Development Bank" strategy alliance.
On June 18, 2020, Shanghai Pudong Development Bank and Elite Education signed a strategic cooperation agreement. In the future, the two parties will carry out more resource sharing based on traditional financial business cooperation.
On August 7, 2020, Shanghai Pudong Development Bank and Tsinghua University established the Tsinghua University-Shanghai Pudong Development Bank Digital Financial Technology Joint Research Center in Beijing.
In February 2021, it participated in WM Motor’s RMB 11.5 billion strategic cooperation agreement.
How about the simplified version of Pudong Development Platinum Credit Card? Is it worth applying?
If you want to have a platinum card from Shanghai Pudong Development Bank, you can start with the simplified version of Shanghai Pudong Development Platinum Credit Card. The application threshold for this platinum card is relatively low and it is still easy to apply. So, how about this Pufa simple white? Let’s analyze it from four aspects to see if this is a credit card worth applying for.
This simple version of Shanghai Pudong Development Bank’s platinum card is known as “the platinum card with the lowest threshold.” This card is exactly the same as other platinum cards from Pudong Development Bank. The word "Platinum" is very obvious, but it is far different from them.
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1. From the application conditions: as long as you are over If you are 18 years old, have no bad credit record, and have an after-tax annual income of more than RMB 120,000 (inclusive), you can apply for Pudong Development Platinum Credit Card.
2. From the perspective of the application limit: the credit limit of other banks’ gold cards is generally between 10,000 yuan and 50,000 yuan, but this platinum card from Pudong Development Bank only has the credit limit of the regular card. , many cardholders only approved a card limit of 2,000 yuan.
3. From the annual fee point of view: This card has no annual fee for life, which is the only advantage it has over platinum cards from other banks.
4. From the perspective of rights and interests, the simple version of the Platinum Card does not provide legal assistance, aviation insurance and other services. The redemption of aviation points is still 18 points for 1 mile (the standard version is 15 points), except for the space to increase the amount. Apart from being higher than Puka, other services are basically the same as Puka.
So many netizens joke that this card has a platinum "face" but a regular card "heart". They think that if it is not necessary, it is better not to apply. It is too insincere.
By the way, let’s introduce the key parameters of the simple version of Pudong Development Platinum Card:
Cash advance: 2 of the cash withdrawal amount, minimum 20 yuan/2 US dollars/2 euros/2 pounds
Late payment fee (RMB or USD): 5% of the overdue payment amount
Interest: daily expected annualized interest rate 0.05
Interest-free period: up to 50 days
ATM pure overflow payment cash withdrawal: our bank's ATM: 0.5 of the cash withdrawal amount, minimum 5 yuan/transaction; other bank's ATM: 2 of the cash withdrawal amount, minimum 20 yuan/2 US dollars/2 euros/2 pounds
Handling fee for checking the purchase order: Simple version: RMB 20/pen
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Platinum Credit Card of Shanghai Pudong Development Bank (Simple Version)
What are the platinum credit cards of Shanghai Pudong Development Bank?
The following are the platinum credit cards of Shanghai Pudong Development Bank
1. Pudong Development Visa Royal Seal Credit Card: The annual fee for the main card is RMB 3,600 per card, and the annual fee for the supplementary card is RMB 1,800 per card (the first 2 cards are free);
2. American Express Platinum Credit Card: The annual fee for the main card is RMB RMB 3,600/card, annual fee for supplementary card is RMB 1,800/card (the first 2 cards are free);
3. MasterCard Priceless World Elite Card: annual fee for main card is RMB 10,000/card, supplementary card The annual fee is RMB 5,000/card (the first 2 cards are free);
4. MasterCard Priceless World Exclusive Card: the annual fee for the main card is RMB 3,600/card, and the annual fee for the supplementary card is RMB 1,800/card ( The first 2 cards are free);
5. American Express Platinum Credit Card: The annual fee for the main card is RMB 10,000/card, and the annual fee for the supplementary card is RMB 5,000/card (the first 2 cards are free);
6. Pudong Development Visa Infinite Credit Card: The annual fee for the main card is RMB 10,000 per card, and the annual fee for the supplementary card is RMB 5,000 per card (the first 2 cards are free).
Extended information
What is the limit of Shanghai Pudong Development Bank Credit Card Platinum Card:
Generally speaking, the limit of Shanghai Pudong Development Bank Credit Card is determined based on the qualifications of the applicant. , the limit of the regular card is within 10,000 yuan, the limit of the gold card is between 10,000 yuan and 50,000 yuan, and the limit of the platinum card is more than 50,000 yuan.
Application conditions for Shanghai Pudong Development Bank Credit Card Platinum Card:
1. Anyone who is over 18 years old, has full capacity for civil conduct, has legal and stable sources of income and solvency, and has good credit standing Any natural person can apply for a personal credit card master card at the Credit Card Center with his/her valid identity document and other documents required by the Shanghai Pudong Development Bank Credit Card Center.
2. The main cardholder can apply for supplementary cards for other natural persons who are over 18 years old and have full capacity for civil conduct.
It is understood that if your information is filled in correctly, you will generally receive a confirmation call from Pudong Development Bank’s customer service within 8-10 working days, and then you will receive your credit card in about 15-20 days. The efficiency is quite high.
That’s it for the introduction of Pudong Development Platinum Credit Card.