All platinum credit cards of China Everbright Bank have no preferential policy of annual fee exemption. The annual fee for the Platinum Credit Card of China Everbright Bank is 2,000 yuan/year for the main card and 65,438 yuan+0,000 yuan/year for the supplementary card. The requirements for applying for platinum card are higher than those for gold card and ordinary card. Platinum credit card is generally a high-grade credit card because of the particularity of users. Because it has the function of ordinary credit card at the same time, the maximum credit limit can reach 300 thousand, and the service level is higher than other cards on average.