Current location - Trademark Inquiry Complete Network - Overdue credit card - My construction card has more than 10 million. I want to apply for a credit card from Zhang Jianshe Bank. I wonder if I can handle it.
My construction card has more than 10 million. I want to apply for a credit card from Zhang Jianshe Bank. I wonder if I can handle it.
Yes, you can apply regardless of whether you have a credit card before, as long as you have a serious and stable job and it is not related to loans and other jobs. If you have a credit card, it is usually easier to apply and it will not be overdue. If it is overdue, it may be successful, but it will definitely have an impact.

As long as you are at least 18 years old, with stable income and good credit, you can apply for a CCB credit card. Of course, it is very beneficial to provide CCB deposit certificate for approval.

There are roughly two ways to apply, one is online application and the other is online application.

Online application, which is the traditional way to apply for a credit card. When applying, you should bring proof of work income (work permit, employment certificate, salary card (preferably more than 3 months), tax bill for the last 3 months, social security bill, provident fund bill, etc. These are not necessary, but you can have them. If you can attach some financial certificates, such as real estate, automobile production, time deposit certificate of China Construction Bank, it is very important to get a card. (In the case that proof of work income cannot be provided perfectly, it is best to have proof of financial resources. )

Online application, the procedure is relatively simple, and there is no need for additional diplomatic and economic proof. Banks will focus on the landlord's real estate, social security, provident fund, individual tax, personal credit and other information that can be queried online. If these efforts are not much or not much, this method is not recommended.

It takes about 20-25 working days for his credit card to be approved, just like one month. The landlord can know the approval progress of your card through the "application progress inquiry" on his credit card website.