Credit card withdrawal needs to consider many details. If any link goes wrong, all the previous work may be in vain. Some card friends have always insisted on paying back on time with their credit cards, but their application for an increase was rejected. The reason for refusing shows that they are high-risk customers. How should I delete the status of high-risk customers?

How to eliminate the high-risk status of credit cards?

1, reduce lending

For users who borrow from multiple sources, reducing lending is the main channel and method to alleviate the high risk of credit cards. Under normal circumstances, long-term borrowing is very easy to cause overdue users, so it is very important to reduce high debts and pay off overdue debts.

2. Personal qualifications

Cardholders need to prove to the bank that they have sufficient repayment ability, such as auto products, real estate, wealth management product receipts, life insurance policies, etc. These personal qualifications prove that applying for a credit card is an indispensable condition. The more qualifications provided, the higher the amount you can get.

3, specification card

Standardizing the use of cards and timely repayment is one of the methods that cardholders can't ignore, that is, spending during business hours, mostly swiping cards at points merchants, and diversifying consumption scenarios. It's best to pay in full, with the minimum repayment amount, and pay in installments. In addition to timely repayment, you can also repay in advance occasionally.