What does the pre-approval limit mean?
The pre-approval limit of China Construction Bank refers to the bank's evaluation of your credit limit through your other account information, provided that you have handled credit card business in this bank, this pre-approval limit will appear.
Can the credit card of China Construction Bank be issued with a pre-approval limit?
If users want to know whether they have a pre-approval limit, they can check the pre-approval limit through mobile banking, WeChat WeChat official account and other channels. Therefore, the pre-approval limit is only a credit evaluation of the bank to customers, and it is not a sign that the card can be issued successfully. Whether the card can be issued ultimately depends on the applicant's credit standing. In fact, receiving the pre-approval quota notified by the SMS from China Construction Bank not only does not mean that the card can be issued, but even the quota it says can ensure whether it really exists, or that there are so many, so don't care too much.
The pre-approval amount of CCB has no decisive role in whether the card can be issued, but it can only be said that it is a proof of the user's qualification. If you want to apply for a credit card in China Construction Bank, even users who have no assets can generally apply for a general credit card as long as there is no problem with credit information and it is not a career that banks don't like. If you want to increase the credit card limit, you can spend more by swiping your card and not overdue repayment, and you can establish more business relationships with CCB to create advantages for credit card withdrawal in the future.
On the whole, the pre-credit line of China Construction Bank is only optimistic about the user's credit, which does not mean that the card will be successfully issued.