1. Apple official website used a credit card, not a savings card. But only when the credit card limit can be paid in full can installment be made. At the same time, the installment payment of Apple official website also supports fancy installment payment. After successful processing, the bank will automatically deduct money on a regular basis. Users only need to return their credit card bills on time.

2. Apple official website needs a credit card for installment shopping, because only credit cards can be used for installment shopping. The savings card is fully paid, and there is no installment payment function. Besides, you don't have to buy Apple products in official website. You can also buy them on platforms such as JD.COM, Tmall and Taobao. In addition, JD.COM can use JD.COM White Strips to pay by installments, and Tmall and Taobao can use Bai Hua to pay by installments without a credit card. Note that you need to have enough money to buy Apple products in installments on platforms such as JD.COM and Taobao. For example, if you buy 8000 items, your amount needs more than 8000. One-time deduction and installment repayment.

1) Installment payment is a transaction payment method commonly used by modern people. Many times, we want to buy a product or enjoy a service, but we don't have enough money for the time being. We can shift the payment pressure to the later stage by stages. First of all, we must determine the amount of funds we need. If you need a small amount of funds, you can choose some loan platforms with lower quotas. If you need more funds, you can pay attention to the platform with higher loan amount. Secondly, consider the number of periods you want. At present, the repayment period of most loan platforms on the market is 3 months to 3 years. The most important thing is to choose some formal big brands, and the loan products launched by formal platforms will be more reliable and formal.

2) Apple official website uses credit card to pay by installments, and the system will deduct the payment amount of Apple's mobile phone from the available credit card limit at one time. After that, users can repay on time according to the number of installments. In addition, Apple official website has a cooperative relationship with China Merchants Bank. You can enjoy interest-free discount by paying by installments directly with China Merchants Bank. If you pay by other means, you need to pay all the money in one lump sum. There is no interest-free period, but it should be paid in official website in real time.