It is suggested to choose Bank of China or Industrial and Commercial Bank of China. Better service, better online banking. You can check your consumption information in time.
Supplement: Your classmate is talking nonsense. You have just arrived in the United States, and it is impossible for the local bank to handle an American credit card for you. And you have to let your parents wire repayment there, and the handling fee is higher! It is strongly recommended that you do well at home.
Industrial and Commercial Bank of China: 95588