Non-contracted customers can log in to online banking and add other accounts in their name (such as savings cards, wealth management cards, current passbooks, time passbooks, credit cards, etc.) to online banking. They can perform inquiries, small-amount payments, and more. Certificate payment, investment and financial management and other services (note: credit cards cannot be used for payment and investment and financial management); however, non-contracted accounts cannot handle transfers, remittances, large-amount online payments and other services. Only contracted customers can enjoy these online banking functions. In addition, it is not convenient for us to analyze the advantages and disadvantages. This requires the customer to make a choice based on his or her own needs.

After you register and activate personal online banking online, you are only a non-contracting customer of online banking. If you want to become a contracting customer, you need to sign up for online banking at the local CCB counter. We need to remind you that CCB currently stipulates that newly signed online banking customers must purchase a new USBKEY or dynamic password card together (the price is determined by the branch and is not uniform across the country. It is recommended that you consult directly through the local counter or call the local 95533).

In addition, what do you mean by "new online bank card"? Does it refer to the new USBKEY for online banking? If you purchased USBKEY, you need to use USBKEY to download the online banking certificate. After using the new USBKEY or dynamic password card, the limits of online banking transactions such as online banking transfers, remittances and online payments will be increased. For specific details, you can consult 95533.