973.3。 The monthly repayment formula of Everbright Credit is: the total amount owed is divided by the number of repayment periods plus the handling fee and finally multiplied by 0.007, so the monthly repayment in 2 installments and 24 installments should be 973.3, totaling 23,360. China Everbright Bank Credit Card Center was founded in July 2003 and formally established at the end of 2003. It is directly under the head office of China Everbright Bank and is controlled by the state.