Hello, it cannot be exchanged directly. You need to reapply for a visa card. You can apply again in the following two ways. If you want to increase your credit limit at the same time, please provide new financial proof documents.

1. Log in to the credit card website/, fill in and download the printed application form online (don’t forget to sign), and mail it directly to the credit card center together with the new application information; (cards applied through shortcuts do not need to submit information, You can submit directly online)

2. Go to any branch of China Merchants Bank to apply in person.

If you have other questions, please open the China Merchants Bank homepage www.cmbchina.com and click "Online Customer Service" in the upper right corner to enter the consultation.