How long is the China Construction Bank etc credit card valid for? This is what you need to do if you want to replace your card when it expires

Any credit card issued by a bank has an expiration date, which determines the maximum period for which the credit card can be used, and China Construction Bank etc. Credit Card is no exception. However, many cardholders do not understand the validity period of China Construction Bank etc. credit cards and do not know what to do after the card expires. What I want to say here is that if the validity period of the credit card expires and you want to continue using the card, you must get a new card. Let’s learn about it together.

1. How long is the validity period of China Construction Bank etc. credit card?

The validity period of China Construction Bank credit card is 5 years. It is mainly printed on the face of the credit card in the form of "month/year". The first The two digits are the expiration month, and the last two digits are the expiration year. After receiving this card, the cardholder can find the expiration date on the card face.

It should be noted that after applying for a China Construction Bank etc. credit card, the credit card must be activated within the validity period. Otherwise, the card will no longer be activated when it expires, and you may have to reapply. And if the card's validity expires after activation, it may affect the use of the credit card.

2. What to do after the China Construction Bank etc. credit card expires?

About 3 months before the card expires, China Construction Bank will remind you that the card has expired through a bill or text message. If you If you do not request the bank to terminate the use of the card, CCB will automatically issue you a new card. The new card will be sent by registered mail within one month after the card expires. After the card is sent, a registered mail will be sent to you. Encoded SMS.

The new card is the same as the original card, but the validity period and the CVV2 code on the back will change.

3. Notes on card replacement when China Construction Bank etc. credit card expires:

1. The new card will generally be sent to your original card collection address. If the address changes, you should contact us in time CCB Credit Card Center has changed;

2. The old card cannot be used after expiration. It must be reactivated after receiving the new card, and the query password and transaction password can be set before use.

How to replace the China Construction Bank credit card when it expires

How to replace the China Construction Bank credit card when it expires:

The validity period of credit cards is generally 3 to 5 years. China Construction Bank The credit card has an expiration date marked on it and will become invalid upon expiration.

After the credit card expires, if the cardholder meets the conditions for using the card, the bank will actively replace the card and mail the new card to your billing address. After you receive it, you can activate it and use the new card. At the same time, the old card is invalid. Please cut off the old card and destroy it as soon as possible.

If the cardholder does not receive a new card after the card expires, please call the credit card service hotline to inquire. If your card is about to expire within 3 months and you need to change the card in advance due to special reasons such as going abroad, please call the credit card service hotline to apply. The bank will handle the card replacement in advance for your convenience.

China Construction Bank provides credit loans, resident savings deposits, foreign exchange business, credit card business, as well as policy housing reform finance and personal housing mortgage loans.

Personal housing loan business

Personal housing loan business refers to loans issued by China Construction Bank or China Construction Bank upon entrustment to natural persons who purchase, build, and overhaul various types of houses in cities and towns.

China Construction Bank’s personal housing loan business mainly includes self-operated personal housing loans, that is, personal housing mortgage loans (including personal first-hand housing loans, personal re-trade loans, housing loans, that is, second-hand housing loans, personal commercial housing loans, Personal housing mortgage loans, etc.), provident fund personal housing loans and personal housing portfolio loans.

Credit Card Business

As one of the earliest state-owned banks in China to issue credit cards, China Construction Bank already has many credit card types.

CCB Credit Card

The credit cards that China Construction Bank has issued are all named "Dragon Card". The types of Dragon Cards that have been publicly issued include: Dragon Card Prestigious School Card, Dragon Card Business Card, Dragon Card Car Card, China Eastern Airlines Dragon Card, Shanghai Volkswagen Dragon Card, Dragon Card Hong Kong Wonderful Travel Credit Card, CCB VISA Ming Card, eLong Changxing Dragon Card, Mango Travel Dragon Card, Dragon Card (Cup) Tennis Card.

Silver Star International Money Transfer

CCB Silver Star International Money Transfer Service is a personal international money transfer business jointly launched by China Construction Bank and Silver Star International Money Transfer Company. The customer entrusts Silver Star Express Company to handle personal overseas foreign exchange remittances or small-amount international remittances to remit personal foreign exchange funds overseas.

How to query the account opening bank of CCB:

1. Go through the CCB official website - click "Online Customer Service" on the homepage of the CCB official website to enter the online customer service dialogue interface.

2. Send KHCX# bank card to 95533 via text message.

3. Dial 95533 CCB customer service and follow the prompt tone to inquire. There are two ways, one is manual and the other is automatic machine. Choice 0 is manual service. Just state what you want to query.

4. Bring your bank card and ID card to the counter of the CCB business hall for enquiry.

Bank cards refer to credit payment instruments issued to the public by approved commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposits and withdrawals, etc. Bank cards reduce the circulation of cash and checks, allowing banking business to break through the limitations of time and space and undergo fundamental changes.

What to do after the expiration of the CCB credit card's useful life

The bank will actively apply for a new card for the user. If the card has been activated, it will actively renew it 2 months before the card expires. New card (except if the card status is abnormal).

If the card has not been activated, please activate the card as soon as possible 2 months before the card expires. Otherwise, the bank will think that the user no longer needs the credit card and will not provide card replacement services.

China Construction Bank (China Construction Bank) was established on October 1, 1954. The head office is located at No. 25 Financial Street, Beijing. China Construction Bank's main business areas include corporate banking, personal banking and treasury services. It has branches and subsidiaries in 29 countries and regions, and owns funds, leasing, trusts, life insurance, financial services, etc. subsidiaries in various industries such as insurance, investment banking, futures, and pension funds.

China Construction Bank has a broad customer base and maintains banking business relationships with a number of large enterprise groups and leading enterprises in China's strategic economic industries. Its marketing network covers major regions across the country. On June 30, 2016, the British "Banker" magazine released the "Ranking of the World's 1,000 Largest Banks", and China Construction Bank ranked second.

In December 2018, the "Top 500 World Brands 2018" compiled by the World Brand Laboratory was announced, and China Construction Bank ranked 203rd. In July 2019, it was selected into the 2019 Fortune Global 500. Ranked 40th on the list of the top 100 Chinese enterprises under the "One Belt, One Road" initiative. In December 2019, China Construction Bank was selected into the 100 Model Brands at the 2019 China Brand Power Ceremony.

On December 18, 2019, the People’s Daily released the China Brand Development Index 100 list, with China Construction Bank ranking 25th. On January 4, 2020, it won the "Sustainable Development Benefit Award" of the 2020 Finance Evergreen Award. In March 2020, it was selected as the 13th among the top 500 global brands in 2020.

After China Construction Bank was restructured into a state-controlled joint-stock commercial bank, its name was China Construction Bank Co., Ltd., referred to as China Construction Bank. China Construction Bank Co., Ltd. inherited the commercial banking business and related assets, liabilities and equity of the former China Construction Bank.

China Construction Bank has a broad customer base and maintains banking business relationships with a number of large enterprise groups and leading enterprises in China's strategic economic industries. Its marketing network covers major regions across the country and has more than 13,600 branches. .

After the establishment of China Construction Bank Co., Ltd., strategic investors will be introduced to further diversify equity and improve the corporate governance structure. At the same time, we will continue to comprehensively promote various management reforms, promote performance improvement, and strive to build China Construction Bank Co., Ltd. into a modern joint-stock commercial bank with sufficient capital, strict internal control, safe operation, good services and benefits.

How many years is the China Construction Bank credit card valid for? What should I do when the validity period expires?

As one of the four major banks, China Construction Bank’s application is relatively simple, so China Construction Bank also has many customers. Many people have applied for China Construction Bank’s credit cards. Of course, one card will naturally There will be a useful life.

So, how many years is the validity period of China Construction Bank credit card? What should I do when the validity period expires?

How many years is the China Construction Bank credit card valid for?

The credit cards of China Construction Bank are mainly in the Dragon Card series, and their validity period is five years, so you can use the credit card from China Construction Bank for 5 years. You can also print it on the front of the card body of the China Construction Bank credit card. When you see the sign "MM/YY", the first two digits are the expiration month and the last two digits are the expiration year.

Generally, credit cards will have an expiration date on them, and they can be used before that date, so there is no need to specifically check how long the validity period is.

What should I do if my China Construction Bank credit card is expired?

When the validity period of a general credit card is about to expire, China Construction Bank will provide customers with automatic card replacement service 2 months in advance. The new card will be mailed to the customer's billing address before the expiration date, and will be activated after receipt. Once activated, you can continue to use the new card. Of course, the old card still needs to be cut and destroyed.

If your credit card has expired and you have not received a new card, you can call China Construction Bank’s customer service hotline for consultation.

It should be noted that if the new card sent by China Construction Bank is consistent with the old card, then you can continue to use the original transaction password after activation. If the new card you receive is inconsistent with the old card, you will also need to set the card's transaction password when you activate the new card.

The validity period of CCB’s credit card is 5 years, which is still very long. Generally, you will find the expiration date on the card, and CCB will also send you a new card when the validity period is about to end, so there is no need to worry. Once you receive the new card, activate it and continue using it.

That’s it for the introduction of what to do when the validity period of CCB credit card expires.