when you apply for credit card interest refund, you can directly call the customer service phone of ABC Credit Card to explain that you have no income due to the epidemic, resulting in the minimum repayment amount of your credit card in recent months. After the application is successful, you can refund part of the liquidated damages and the interest on the minimum repayment amount, which will usually arrive within three working days after the customer service accepts it.
after the interest refund, the bank will keep the interest refund record, which may affect the credit card withdrawal in the later period, and even lead to the credit card reduction. If you are concerned about the credit limit, you can not try it, and you can prepare your personal shutdown certificate before making a call.
grace period for credit card repayment of Agricultural Bank
The grace period for credit card repayment of Agricultural Bank is 2 days. As long as the credit card holders of Agricultural Bank of China repay within the two-day repayment grace period, they can be regarded as the cardholders' repayment on time. Although the credit card of Agricultural Bank of China provides "time-tolerant service", everyone should develop the good habit of paying back on time, because once it is overdue, it will affect their credit records. Once the credit is received, the bad records will be kept for 5 years.
Credit card limit of Agricultural Bank
Generally, the credit card limit is less than 1, yuan, the credit card limit is between 1, yuan and 5, yuan, and the credit card limit is more than 5, yuan, with no upper limit. Everyone can apply for a different amount of credit card from ABC. The bank will give the amount according to their credit information and personal data, depending on your work, income, education, assets and credit history. The better, the higher the amount.
Agricultural Bank credit card application conditions
1. Applicants should be over 18 years old and hold valid identity documents.
2. The applicant must have full capacity for civil conduct and be responsible for his own actions.
3. The applicant should have a stable job and a legitimate source of income to ensure repayment ability.
4. Applicants should have good personal credit, which is one of the necessary conditions for applying for ABC credit card.
5. Applicants should have a certain economic foundation and can provide certain financial proof to banks, such as houses, cars, stocks, securities, deposits, etc.