China Merchants Baitiao Credit Card is a China Merchants Bank gold card-level credit card, so the limit is generally between RMB 10,000 and RMB 50,000, but the specific limit still depends on your personal qualifications and the bank’s final review results. If you want to increase your credit limit, you need to do the following:

1. Spend more: Swipe your card more and spend more, and make various types of purchases, but you can’t max out your card.

2. Various businesses using credit cards, such as single consumption installment, bill installment, cash installment, etc.

3. Provide JD’s novice credit score. Because it is a credit card jointly launched with JD.com, increasing JD’s novice credit score will also have certain benefits for increasing the limit.